📊 AI Stock Rating — Summary

AFG reported quarterly revenues of $2.3 billion, a net income of $215 million, and an EPS of $2.57. The net margin stood at approximately 9.3%. Free cash flow was strong at $216 million, with no capital expenditures recorded, indicating a robust cash conversion cycle. Year-over-year revenue growth was notable, although rate-specific details are missing. AFG's balance sheet reflects resilience with total assets of $33.83 billion against liabilities of $29.104 billion, yielding a total equity of $4.73 billion and a net cash position of $22 million, highlighting limited leverage. The company maintains healthy operating cash flow while executing significant debt repayments, suggesting prudent capital management. Shareholder returns are enriched by dividends totaling $4.48 over the year. Analysts' price targets are stable at $142, reflecting market perception of fair to modest growth potential due to missing valuation metrics. The 12-month price change details would further substantiate the current market standing.

AI Score Breakdown

Revenue Growth — Score: 6/10

Revenue of $2.3 billion indicates solid performance; however, specific growth rates are not detailed. Underlying growth drivers remain unspecified.

Profitability — Score: 7/10

Net margin of 9.3% and EPS of $2.57 suggest good profitability. However, more contextual trend data on profitability would enhance the analysis.

Cash Flow Quality — Score: 8/10

The operating cash flow of $216 million and full alignment with free cash flow highlight strong cash flow quality with efficient cash management. Dividends and debt repayment are well-supported.

Leverage & Balance Sheet — Score: 8/10

Net cash position of $22 million with a substantial asset base implies strong financial health and resilience, supported by limited leverage.

Shareholder Returns — Score: 6/10

Generous dividends of $4.48 per share provide yield; however, price change data is missing to assess total return through appreciation.

Analyst Sentiment & Valuation — Score: 6/10

Consensus price targets at $142 show stable expectations. Valuation lacks detailed metrics like P/E, ROE or FCF yield for thorough assessment.

⚠ AI-generated — informational only, not financial advice.