📊 AI Stock Rating — Summary

AXS reported strong quarterly fundamentals with a revenue of $1.69 billion and net income of $301.86 million, resulting in an EPS of $3.85. The net margin stood robust at approximately 17.8%. Despite the strong earnings, the company experienced negative free cash flow of -$1.78 billion due to a significant operating cash outflow. The balance sheet shows total assets of $34.34 billion against liabilities of $27.97 billion, providing a comfortable equity position of $6.37 billion. Net debt is moderate at $666 million. Over the past year, the stock price has seen a noteworthy performance, bolstered by positive analyst outlooks with an optimistic price target consensus of $122. Despite the decline in free cash flow, AXS maintained its dividend payout, offering a $0.44 dividend per quarter, leading to a yield in line with its historical trends. The valuation metrics were not provided, yet based on historical performance, AXS appears to maintain a fair valuation status. Overall, AXS shows resilience in earnings and balance sheet strength while the recent cash flow challenges require monitoring.

AI Score Breakdown

Revenue Growth — Score: 7/10

The quarterly revenue of $1.69 billion indicates steady performance. Growth appears stable but not exceptional, with core operations driving main revenue streams.

Profitability — Score: 8/10

AXS achieved a healthy net margin of 17.8% and EPS of $3.85, reflecting efficient operations. Profitability remains strong, supporting its market stature.

Cash Flow Quality — Score: 4/10

The negative free cash flow of -$1.78 billion is concerning, driven by high operating cash outflows. Dividend and buyback activities were maintained, indicating liquidity stress.

Leverage & Balance Sheet — Score: 6/10

With net debt at $666 million and total equity of $6.37 billion, AXS has a manageable leverage position. Its balance sheet provides a buffer against financial volatility.

Shareholder Returns — Score: 7/10

Continued dividend payouts and stock repurchases highlight AXS's commitment to shareholder value. The stock price has improved year-over-year, enhancing investor returns.

Analyst Sentiment & Valuation — Score: 7/10

Analyst price targets up to $133 suggest potential upside. Valuation appears reasonable, supported by positive sentiment despite cash flow challenges.

⚠ AI-generated — informational only, not financial advice.