CoastalSouth Bancshares, Inc. (COSO) Market Cap
CoastalSouth Bancshares, Inc. has a market capitalization of $307.5M.
Financials based on reported quarter end 2025-12-31
Price: $25.66
▼ -0.33 (-1.27%)
Market Cap: 307.55M
NYSE · time unavailable
CEO: Stephen R. Stone
Sector: Financial Services
Industry: Banks - Regional
IPO Date: 2025-05-08
Website: https://www.coastalstatesbank.com
CoastalSouth Bancshares, Inc. (COSO) - Company Information
Market Cap: 307.55M · Sector: Financial Services
CoastalSouth Bancshares, Inc. operates as the bank holding company of CoastalStates Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, such as checking, savings and money market, certificates of deposit, and individual retirement accounts. Its loan products include residential mortgage, home equity loans, cash value line of credit, commercial and government guaranteed lending, and mortgage banker finance, as well as debit and credit cards. The company also offers customized and private banking, treasury management, and digital and telephone banking services. It operates retail banking branches in Hilton Head Island/Bluffton, South Carolina; Savannah, Georgia; and north metro Atlanta, Georgia. The company was incorporated in 2003 and is headquartered in Hilton Head Island, South Carolina.
Analyst Sentiment
Based on 1 ratings
Analyst 1Y Forecast: $29.00
Average target (based on 1 sources)
Consensus Price Target
Low
$29
Median
$29
High
$29
Average
$29
Potential Upside: 13.0%
Price & Moving Averages
Related Companies in Financial Services
MBIA INC (MBI)
Financial Services
$0.31B
Mkt Cap
JOHN MARSHALL BANCORP INC (JMSB)
Financial Services
$0.30B
Mkt Cap
BAYCOM CORP (BCML)
Financial Services
$0.31B
Mkt Cap
FS BANCORP INC (FSBW)
Financial Services
$0.31B
Mkt Cap
OAK VALLEY BANCORP (OVLY)
Financial Services
$0.30B
Mkt Cap
INVESTAR HOLDING CORP (ISTR)
Financial Services
$0.29B
Mkt Cap
Fundamentals Overview
📊 AI Financial Analysis
Powered by StockMarketInfo"COSO reported a revenue of $35.3M and a net income of $7.136M for the fiscal year ending in December 2025. The company has substantial total assets of $2.31B with total liabilities of $2.05B, resulting in a modest equity position of $259.5M. Free cash flow remains negative at -$4.4M, while operating cash flow has also been negative at -$5.5M. The company's total debt is compensated by a net debt position of -$11.5M, indicating a strong liquidity position. Despite an annual price increase of 8.89%, COSO did not issue a dividend during the analysis period. Analyst price targets suggest a solid upside potential, with all target measures set at $29. The growth and cash flow performance indicate potential for recovery, but investor sentiment remains cautious due to operational cash flow challenges."
Revenue Growth
Revenue growth is positive and consistent with a growth strategy.
Profitability
Company shows decent profitability with net income margin at 20%.
Cash Flow Quality
Negative operating and free cash flows raise concerns about cash sustainability.
Leverage & Balance Sheet
Strong balance sheet with negative net debt indicates better financial stability.
Shareholder Returns
Limited shareholder returns due to lack of dividends and moderate price appreciation.
Analyst Sentiment & Valuation
Analysts maintain a strong price target indicating potential growth.
Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.