📊 AI Stock Rating — Summary

East West Bancorp, Inc. reported Q3 2025 revenue of $1.25 billion, generating a net income of $368 million and an EPS of $2.68. The company displayed a strong net margin of 29.4%. Free cash flow was solid at $231.7 million. Year-over-year, these figures indicate stability in profitability and cash generation. Over the preceding year, the cash position improved considerably with net debt at -$1.58 billion, highlighting a cash surplus after substantial debt repayments. Total assets were $79.67 billion with a robust equity base of $8.58 billion. In terms of shareholder returns, EWBC maintained strong dividends at $0.60 per share quarterly and engaged in buybacks, although modest. Analysts have set price targets between $116 and $150 per share, with consensus at $129.17, reflecting optimism about the company's prospects. Despite the absence of FCF yield and other valuation metrics, existing attributes such as a conservative debt strategy and stable dividend distributions underscore the company's solid standing. Given these factors, East West Bancorp appears well-positioned, albeit with certain areas of improvement in revenue growth.

AI Score Breakdown

Revenue Growth — Score: 6/10

Revenue of $1.25 billion shows stability, but there is modest growth. Primary drivers include financial services stability and client retention.

Profitability — Score: 8/10

Net margin of 29.4% and EPS of $2.68 indicate solid profitability and efficient operations. Consistent net income reflects robust profit management.

Cash Flow Quality — Score: 7/10

Free cash flow totaled $231.7 million, supported by healthy operating cash flow. Regular dividends affirm liquidity, despite modest buyback activity.

Leverage & Balance Sheet — Score: 9/10

Outstanding net cash position after significant debt repayment indicates financial resilience. The balance sheet is strong with high total equity.

Shareholder Returns — Score: 8/10

Regular dividends and buybacks suggest commitment to shareholder returns. However, performance assessment driven by price change not available.

Analyst Sentiment & Valuation — Score: 7/10

Analyst sentiment remains positive with price targets up to $150, suggestive of potential upside. Absence of detailed valuation metrics reduces assessment depth.

⚠ AI-generated — informational only, not financial advice.