📊 AI Stock Rating — Summary

Floor & Decor Holdings, Inc. (FND) reported Q3 2025 revenues of approximately $1.18 billion, marking a modest increase year-over-year. The company posted a net income of $57.26 million, resulting in an EPS of $0.53. The net margin stands at 4.9%, while the free cash flow of $24.48 million reflects reinvestment requirements with capital expenditures of $78.01 million. Over the past year, FND has not paid dividends or conducted stock repurchases, indicating a growth-focused capital allocation strategy. Total assets reached $3.93 billion, with total liabilities of $1.90 billion. Net debt totals $1.59 billion. The balance sheet remains leveraged, yet manageable under the current asset base. Analysts have set a price target consensus of $76.75 per share, suggesting potential upside. With limited free cash flow and no dividends, the focus is on operational growth and improved market valuation.

AI Score Breakdown

Revenue Growth — Score: 6/10

Revenues are stable with a moderate year-over-year growth. Continued expansion in operations and increased sales were main growth drivers.

Profitability — Score: 5/10

Operating margins are relatively thin at 4.9%, but EPS growth remains steady. Efficiency improvements could enhance margins.

Cash Flow Quality — Score: 4/10

Free cash flow is constrained by substantial capital expenditures. The company maintains no dividend payout and limited liquidity is retained in cash.

Leverage & Balance Sheet — Score: 5/10

Balance sheet shows significant leverage with net debt at $1.59 billion. Financial flexibility is available, yet cautiously monitored.

Shareholder Returns — Score: 4/10

With no dividends or buybacks, investors rely on price appreciation. Future value hinges on achieving or surpassing analyst price targets of up to $80.

Analyst Sentiment & Valuation — Score: 7/10

The stock is seen as developing opportunities with analyst price targets indicating potential upside. Evaluation suggests fair valuation at current levels.

⚠ AI-generated — informational only, not financial advice.