Greene County Bancorp, Inc. (GCBC) Market Cap
Greene County Bancorp, Inc. has a market capitalization of $403.5M.
Financials based on reported quarter end 2025-12-31
Price: $23.70
▲ 0.25 (1.07%)
Market Cap: 403.54M
NASDAQ · time unavailable
CEO: Donald E. Gibson
Sector: Financial Services
Industry: Banks - Regional
IPO Date: 1999-06-30
Greene County Bancorp, Inc. (GCBC) - Company Information
Market Cap: 403.54M · Sector: Financial Services
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
Analyst Sentiment
Based on 0 ratings
Consensus Price Target
No data available
Price & Moving Averages
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Fundamentals Overview
📊 AI Financial Analysis
Powered by StockMarketInfo"GCBC reported a revenue of $36.65M and a net income of $10.29M for the fiscal year ending December 31, 2025. Despite achieving positive earnings, the company has not generated operating or free cash flow as of the latest reporting date. The balance sheet reflects total assets of $3.15B and total liabilities of $2.89B, resulting in total equity of $258.27M. The company has a substantial net debt of $205.32M. GCBC has distributed dividends totaling $0.38 per share over recent months, despite the limited revenue growth indicated by a 1.32% price change over the last year. The current stock price is $22.3, but stagnant performance and lack of cash generation raise concerns regarding overall profitability and shareholder value growth. Analysts may find it imperative to closely monitor cash flow trends and the broader economic landscape affecting GCBC performance going forward."
Revenue Growth
Revenue shows modest growth but not indicative of a robust trend.
Profitability
Positive net income, but operating cash flow is absent.
Cash Flow Quality
No operational or free cash flow generated.
Leverage & Balance Sheet
Considerable liabilities with significant net debt.
Shareholder Returns
Dividend payments reflect a commitment, but minimal price appreciation.
Analyst Sentiment & Valuation
Market performance is flat; cautious sentiment expected.
Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.