Hawthorn Bancshares, Inc.

Hawthorn Bancshares, Inc. (HWBK) Market Cap

Hawthorn Bancshares, Inc. has a market capitalization of $230.5M.

Financials based on reported quarter end 2025-12-31

Price: $33.39

โ–ผ -0.53 (-1.56%)

Market Cap: 230.45M

NASDAQ ยท time unavailable

CEO: Brent Giles

Sector: Financial Services

Industry: Banks - Regional

IPO Date: 1999-07-20

Website: https://www.hawthornbancshares.com

Hawthorn Bancshares, Inc. (HWBK) - Company Information

Market Cap: 230.45M ยท Sector: Financial Services

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides commercial and personal banking services. It accepts checking, savings, money market, individual retirement, and other time deposit accounts; and certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. The company operates through 23 banking offices in Missouri communities, Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.

Analyst Sentiment

50%
Hold

Based on 0 ratings

Consensus Price Target

No data available

Price & Moving Averages

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Fundamentals Overview

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๐Ÿ“Š AI Financial Analysis

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Earnings Data: Q Ending 2025-12-31

"HWBK reported revenue of $28.89M for the most recent quarter, with a net income of $6.19M and earnings per share (EPS) of $0.90. The company has total assets of $1.89B and total liabilities of $1.72B, resulting in equity of $164.94M. Operational cash flow is currently nonexistent, indicating potential challenges in cash generation. Despite a series of dividend payouts totaling $0.81 in the past year, HWBK's share price has only appreciated 12.95% over the last year, reflecting a moderate performance compared to broader market expectations. The company holds a net debt of $138.83M against its equity, suggesting a leveraged position that may impact its stability in downturns. Overall, while HWBK implements a dividend strategy, the lack of cash flow generation and moderate share price growth limits its short-term appeal to investors seeking robust performance metrics."

Revenue Growth

Fair

Moderate revenue growth observed, but overall growth rate is not exceptional.

Profitability

Positive

Net income margins are solid, indicating reasonable profitability levels.

Cash Flow Quality

Neutral

Lack of operational cash flow raises concerns about cash generation sustainability.

Leverage & Balance Sheet

Caution

High leverage with significant net debt, which could be a risk factor.

Shareholder Returns

Neutral

Consistent dividends pay out, but share price growth is modest.

Analyst Sentiment & Valuation

Fair

Mediocre market performance; shares may not be undervalued but lack strong upside.

Disclaimer:This analysis is AI-generated for informational purposes only. Accuracy is not guaranteed and this does not constitute financial advice.

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SEC Filings (HWBK)

ยฉ 2026 Stock Market Info โ€” Hawthorn Bancshares, Inc. (HWBK) Financial Profile