📊 AI Stock Rating — Summary

MTG reported strong quarterly results with revenue of $304.5 million and net income of $191.1 million, achieving an EPS of $0.83. The company's net margin stands at an impressive 62.8%, highlighting solid profitability. The firm generated a robust free cash flow of $215.1 million. Year-on-year revenue growth metrics are not provided; however, the company's financial health is underscored by substantial asset figures amounting to $6.63 billion and liabilities of $1.45 billion, yielding remarkable total equity of $5.17 billion. MTG maintains a healthy balance sheet with net cash reserves of $271.8 million. The cash flow remains strong with consistent dividends and substantial share repurchases, reflecting a shareholder-friendly approach. Analysts' price targets consolidate at $28, indicating positive sentiment around future valuations. The absence of metrics like P/E ratio, FCF yield, or ROE in the data limits a comprehensive valuation assessment. However, with stable cash flow, robust profitability, and positive price targets, MTG displays strong fundamentals that provide a foundation for potential growth and investor returns. With stock buybacks and dividends enhancing value, investor appeal remains reinforced.

AI Score Breakdown

Revenue Growth — Score: 7/10

While specific year-on-year growth rates are not provided, the company's revenue of $304.5 million suggests stable operations. Key drivers include disciplined financial management and operational efficiency.

Profitability — Score: 9/10

MTG's impressive 62.8% net margin and EPS of $0.83 reflect excellent profitability and efficient operational management, which is a strong indicator of financial health.

Cash Flow Quality — Score: 9/10

With $215.1 million in free cash flow and significant share buybacks and dividends, MTG demonstrates strong liquidity and commitment to shareholder returns.

Leverage & Balance Sheet — Score: 9/10

MTG has a robust balance sheet with $271.8 million in net cash, low liabilities, and strong equity levels, indicating exceptional financial resilience.

Shareholder Returns — Score: 8/10

The combination of consistent dividends, substantial buybacks, and positive analyst price targets (up to $28) suggest solid shareholder value creation, even without detailed price performance data.

Analyst Sentiment & Valuation — Score: 8/10

Analyst targets at $28 are optimistic, aligning with the company's strong fundamentals. Without specific valuation ratios, the stock appears well-positioned given current financial performance and market sentiment.

⚠ AI-generated — informational only, not financial advice.