📊 AI Stock Rating — Summary

In Q3 2025, PCOR reported $338.9 million in revenue with a net loss of $9.1 million, translating to an EPS of -$0.0606. The company held $830.8 million in free cash flow. Year-on-year growth is positive for cash flow with a marked increase in operating cash flow to $88.5 million. On the balance sheet, PCOR's total assets were $2.06 billion, with liabilities of $834.5 million and net equity of $1.22 billion. A net debt position of -$287 million indicates a strong liquidity position, bolstered by $357.4 million in cash on hand. Notably, PCOR conducted $25.6 million in stock repurchases with no dividend payouts. Analyst price targets between $70-$90 suggest potential upside. Revenue growth remains a challenge due to net losses, although solid free cash flow generation points to consistent operational efficiency. While profitability is a concern, cash flow quality supports shareholder confidence, and the balance sheet reflects low leverage and prudent financial management. Shareholder returns focus on stock performance and buybacks rather than dividends.

AI Score Breakdown

Revenue Growth — Score: 5/10

Revenue growth is stable but thin with a mixed trend in driving profitability. The company reported $338.9 million in the recent quarter without significant year-on-year growth drivers, resulting in high operational cash flow.

Profitability — Score: 4/10

With a net loss of $9.1 million and EPS at -$0.0606, PCOR's profitability is challenged. Efficiency initiatives show in rising cash flow but have not translated to net income improvements.

Cash Flow Quality — Score: 8/10

PCOR generates robust free cash flow of $83.1 million, supporting liquidity and share repurchases. The absence of dividends is offset by strategic buybacks enhancing shareholder value.

Leverage & Balance Sheet — Score: 9/10

Strong balance sheet with low leverage and net debt at -$287.5 million. This financial resilience provides flexibility for growth investments and operational stability.

Shareholder Returns — Score: 7/10

PCOR focuses on buybacks over dividends, with $25.6 million repurchased. Analyst targets indicate potential price improvement, with stock potential amid market conditions. Share value is sensitive to performance, given current macro trends.

Analyst Sentiment & Valuation — Score: 6/10

Valuation with a target consensus of $82.8 showcases optimism, yet profitability limits sentiment. The stock is positioned as fair relative to projections with potential upside, though market conditions remain a risk.

⚠ AI-generated — informational only, not financial advice.