📊 AI Stock Rating — Summary

For the quarter ending September 30, 2025, SAIA reported revenue of $839.6 million, with a net income of $86.3 million, translating to an EPS of $3.23. The net margin stands at approximately 10.3%, showcasing profitability in its operations. SAIA demonstrated strong free cash flow at $87.6 million, contributing to a favorable cash position despite considerable capital expenditures. Year-over-year, the company exhibited sound growth, supported by a robust balance sheet featuring assets of $3.5 billion against total liabilities of $974.9 million, resulting in a total equity of $2.53 billion. Net debt is minimal at $94.9 million, indicating solid financial resilience. Despite no dividends or share repurchases, analysts set a median price target of $350, suggesting potential valuation upside based on recent market conditions. Without recent price metric data, the valuation analysis remains limited, but the company's structural financial health and market positioning suggest a promising outlook.

AI Score Breakdown

Revenue Growth — Score: 8/10

SAIA shows consistent revenue growth with $839.6 million in the latest quarter. The stability in revenues suggests strong underlying demand in its end-markets.

Profitability — Score: 9/10

With a net margin of 10.3% and EPS of $3.23, the company demonstrates strong operational efficiency and profitability trends.

Cash Flow Quality — Score: 7/10

Free cash flow of $87.6 million indicates healthy cash generation despite significant capital expenditures. No dividend payments or buybacks recorded.

Leverage & Balance Sheet — Score: 9/10

The company maintains strong financial health, with total equity of $2.53 billion and net debt of $94.9 million, indicating low financial leverage.

Shareholder Returns — Score: 6/10

While no dividends or buybacks were executed, the absence of recent share price data does not allow for a complete assessment. Analyst targets suggest potential for future appreciation.

Analyst Sentiment & Valuation — Score: 7/10

Analysts' targets, with consensus around $340.14, imply optimism on future valuation. Without P/E or other metrics, relative valuation context is limited.

⚠ AI-generated — informational only, not financial advice.