📊 AI Stock Rating — Summary

For the quarter ending September 30, 2025, SSB reported revenue of $980.8 million, net income of $246.6 million, and earnings per share of $2.44. The company has not provided specific free cash flow data. SSB has a robust balance sheet with total assets of $66 billion and a net debt of $431.8 million. Operating cash flow was $122.4 million with capital expenditure of $32.9 million, resulting in a free cash flow of $155.4 million. Dividends paid during the quarter amounted to $60.6 million and share buybacks totaled $43 million. SSB maintains an equity position of $9 billion, illustrating solid financial grounding. The company's valuation context includes analyst price targets ranging up to $127 per share, suggesting potential upside. Over the past year, SSB's share performance and shareholder returns will be critical in understanding its investment appeal, though specific 1-year price change is not provided here.

AI Score Breakdown

Revenue Growth — Score: 6/10

Stable revenue generation nearing $1 billion. Growth appears steady though specific year-over-year growth and drivers are not detailed.

Profitability — Score: 8/10

Strong profitability with a net income of $246.6 million translating to an EPS of $2.44. Operating efficiency appears strong.

Cash Flow Quality — Score: 7/10

Solid free cash flow of $155.4 million after capital expenditures indicates healthy liquidity. Dividends and buybacks actively return value.

Leverage & Balance Sheet — Score: 8/10

Conservative leverage with net debt of $431.8 million and ample assets totaling $66 billion. Financial resilience remains robust.

Shareholder Returns — Score: 7/10

Regular dividends and strategic buybacks enhance shareholder value. The specific share price change over the past year could influence perception further.

Analyst Sentiment & Valuation — Score: 7/10

Analyst targets ranging up to $127 reflect optimism. Although detailed valuation ratios are not provided, targets suggest fair to attractive valuations given the market context.

⚠ AI-generated — informational only, not financial advice.