Current Net Margin
29.99%
Community Bank System, Inc. currently has a net profit margin of 29.99%.
Financial Fundamentals
CBU • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.18 | 0.05 | 29.99% | ▲849 |
| 2025-09-30 | 0.26 | 0.06 | 21.50% | ▲76 |
| 2025-06-30 | 0.25 | 0.05 | 20.75% | ▲39 |
| 2025-03-31 | 0.24 | 0.05 | 20.36% | ▲14 |
| 2024-12-31 | 0.25 | 0.05 | 20.22% | ▲194 |
| 2024-09-30 | 0.24 | 0.04 | 18.28% | ▼242 |
| 2024-06-30 | 0.23 | 0.05 | 20.70% | ▲237 |
| 2024-03-31 | 0.22 | 0.04 | 18.33% | ▲259 |
| 2023-12-31 | 0.21 | 0.03 | 15.74% | ▼577 |
| 2023-09-30 | 0.21 | 0.04 | 21.51% | ▼293 |
| 2023-06-30 | 0.20 | 0.05 | 24.44% | ▲2027 |
| 2023-03-31 | 0.14 | 0.01 | 4.17% | ▼2382 |
| 2022-12-31 | 0.19 | 0.05 | 27.99% | ▲111 |
| 2022-09-30 | 0.18 | 0.05 | 26.88% | ▲351 |
| 2022-06-30 | 0.17 | 0.04 | 23.38% | ▼543 |
| 2022-03-31 | 0.16 | 0.05 | 28.80% | ▲202 |
| 2021-12-31 | 0.16 | 0.04 | 26.78% | ▼156 |
| 2021-09-30 | 0.16 | 0.05 | 28.34% | ▼263 |
| 2021-06-30 | 0.15 | 0.05 | 30.97% | ▼287 |
| 2021-03-31 | 0.16 | 0.05 | 33.84% | ▲372 |
| 2020-12-31 | 0.15 | 0.05 | 30.11% | ▲287 |
| 2020-09-30 | 0.16 | 0.04 | 27.24% | ▲376 |
| 2020-06-30 | 0.15 | 0.04 | 23.48% | ▼231 |
| 2020-03-31 | 0.16 | 0.04 | 25.79% | ▼149 |
| 2019-12-31 | 0.16 | 0.04 | 27.29% | ▲210 |
| 2019-09-30 | 0.16 | 0.04 | 25.18% | ▼385 |
| 2019-06-30 | 0.16 | 0.05 | 29.03% | ▲76 |
| 2019-03-31 | 0.15 | 0.04 | 28.27% | ▲43 |
| 2018-12-31 | 0.15 | 0.04 | 27.84% | ▼148 |
| 2018-09-30 | 0.15 | 0.04 | 29.32% | ▼91 |
| 2018-06-30 | 0.15 | 0.04 | 30.23% | ▲274 |
| 2018-03-31 | 0.15 | 0.04 | 27.49% | ▼2269 |
| 2017-12-31 | 0.14 | 0.07 | 50.18% | ▲2526 |
| 2017-09-30 | 0.14 | 0.04 | 24.92% | ▲1196 |
| 2017-06-30 | 0.13 | 0.02 | 12.96% | ▼1002 |
| 2017-03-31 | 0.11 | 0.03 | 22.98% | ▼67 |
| 2016-12-31 | 0.11 | 0.03 | 23.64% | ▼76 |
| 2016-09-30 | 0.11 | 0.03 | 24.41% | ▲88 |
| 2016-06-30 | 0.11 | 0.03 | 23.53% | ▲94 |
| 2016-03-31 | 0.11 | 0.02 | 22.59% | ▲275 |
| 2015-12-31 | 0.10 | 0.02 | 19.84% | ▼604 |
| 2015-09-30 | 0.10 | 0.03 | 25.88% | ▲41 |
| 2015-06-30 | 0.09 | 0.02 | 25.47% | ▲110 |
| 2015-03-31 | 0.09 | 0.02 | 24.37% | ▼11 |
| 2014-12-31 | 0.09 | 0.02 | 24.48% | ▲102 |
| 2014-09-30 | 0.10 | 0.02 | 23.46% | ▼179 |
| 2014-06-30 | 0.09 | 0.02 | 25.25% | ▲104 |
| 2014-03-31 | 0.09 | 0.02 | 24.21% | ▲1029 |
| 2013-12-31 | 0.11 | 0.02 | 13.92% | ▼954 |
| 2013-09-30 | 0.09 | 0.02 | 23.46% | ▲371 |
| 2013-06-30 | 0.11 | 0.02 | 19.75% | ▲548 |
| 2013-03-31 | 0.14 | 0.02 | 14.27% | ▼488 |
| 2012-12-31 | 0.10 | 0.02 | 19.15% | ▲27 |
| 2012-09-30 | 0.10 | 0.02 | 18.89% | ▼347 |
| 2012-06-30 | 0.09 | 0.02 | 22.36% | ▲167 |
| 2012-03-31 | 0.09 | 0.02 | 20.69% | ▲23 |
| 2011-12-31 | 0.09 | 0.02 | 20.46% | ▼91 |
| 2011-09-30 | 0.09 | 0.02 | 21.37% | ▲195 |
| 2011-06-30 | 0.09 | 0.02 | 19.42% | ▼50 |
| 2011-03-31 | 0.08 | 0.02 | 19.92% | ▲95 |
| 2010-12-31 | 0.08 | 0.02 | 18.97% | ▼122 |
| 2010-09-30 | 0.09 | 0.02 | 20.19% | ▲117 |
| 2010-06-30 | 0.09 | 0.02 | 19.01% | ▲210 |
| 2010-03-31 | 0.08 | 0.01 | 16.92% | ▲570 |
| 2009-12-31 | 0.08 | 0.01 | 11.21% | ▼385 |
| 2009-09-30 | 0.08 | 0.01 | 15.06% | ▲398 |
| 2009-06-30 | 0.08 | 0.01 | 11.08% | ▼146 |
| 2009-03-31 | 0.08 | 0.01 | 12.54% | ▼177 |
| 2008-12-31 | 0.08 | 0.01 | 14.31% | ▼21 |
| 2008-09-30 | 0.08 | 0.01 | 14.52% | ▲18 |
| 2008-08-04 | 0.08 | 0.01 | 14.34% | ▲85 |
| 2008-03-31 | 0.08 | 0.01 | 13.49% | ▼273 |
| 2007-12-31 | 0.07 | 0.01 | 16.22% | ▲296 |
| 2007-09-30 | 0.08 | 0.01 | 13.26% | ▲3 |
| 2007-06-30 | 0.08 | 0.01 | 13.23% | ▲37 |
| 2007-03-31 | 0.08 | 0.01 | 12.87% | ▲159 |
| 2006-12-31 | 0.07 | 0.01 | 11.28% | ▼364 |
| 2006-09-30 | 0.07 | 0.01 | 14.92% | ▲56 |
| 2006-06-30 | 0.07 | 0.01 | 14.36% | ▲27 |
| 2006-03-31 | 0.07 | 0.01 | 14.09% | ▲182 |
| 2005-12-31 | 0.07 | 0.01 | 12.27% | ▼820 |
| 2005-09-30 | 0.07 | 0.01 | 20.47% | ▲47 |
| 2005-06-30 | 0.07 | 0.01 | 20.00% | ▲45 |
| 2005-03-31 | 0.07 | 0.01 | 19.56% | ▲47 |
| 2004-12-31 | 0.07 | 0.01 | 19.09% | ▼203 |
| 2004-09-30 | 0.07 | 0.01 | 21.12% | ▲187 |
| 2004-06-30 | 0.06 | 0.01 | 19.25% | ▲80 |
| 2004-03-31 | 0.06 | 0.01 | 18.45% | ▲323 |
| 2003-12-31 | 0.06 | 0.01 | 15.22% | ▼560 |
| 2003-09-30 | 0.06 | 0.01 | 20.82% | ▲295 |
| 2003-06-30 | 0.06 | 0.01 | 17.87% | ▲48 |
| 2003-03-31 | 0.06 | 0.01 | 17.39% | ▲117 |
| 2002-12-31 | 0.06 | 0.01 | 16.22% | ▼238 |
| 2002-09-30 | 0.06 | 0.01 | 18.60% | ▲496 |
| 2002-06-30 | 0.06 | 0.01 | 13.65% | ▼98 |
| 2002-03-31 | 0.06 | 0.01 | 14.63% | ▲641 |
| 2001-12-31 | 0.06 | 0.00 | 8.22% | ▼284 |
| 2001-09-30 | 0.06 | 0.01 | 11.06% | ▲733 |
| 2001-06-30 | 0.06 | 0.00 | 3.73% | ▼654 |
| 2001-03-31 | 0.06 | 0.01 | 10.26% | ▼112 |
| 2000-12-31 | 0.04 | 0.00 | 11.38% | ▼59 |
| 2000-09-30 | 0.04 | 0.01 | 11.97% | ▼22 |
| 2000-06-30 | 0.05 | 0.01 | 12.19% | ▼86 |
| 2000-03-31 | 0.04 | 0.01 | 13.05% | ▼54 |
| 1999-12-31 | 0.04 | 0.01 | 13.59% | ▼9 |
| 1999-09-30 | 0.04 | 0.00 | 13.68% | ▲184 |
| 1999-06-30 | 0.03 | 0.00 | 11.83% | ▲66 |
| 1999-03-31 | 0.03 | 0.00 | 11.18% | ▼33 |
| 1998-12-31 | 0.03 | 0.00 | 11.50% | ▼33 |
| 1998-09-30 | 0.04 | 0.00 | 11.83% | ▲97 |
| 1998-06-30 | 0.04 | 0.00 | 10.86% | ▲17 |
| 1998-03-31 | 0.03 | 0.00 | 10.69% | ▼77 |
| 1997-12-31 | 0.03 | 0.00 | 11.46% | ▼68 |
| 1997-09-30 | 0.03 | 0.00 | 12.14% | ▲5 |
| 1997-06-30 | 0.03 | 0.00 | 12.09% | ▼49 |
| 1997-03-31 | 0.03 | 0.00 | 12.59% | ▼5 |
| 1996-12-31 | 0.03 | 0.00 | 12.63% | ▼104 |
| 1996-09-30 | 0.03 | 0.00 | 13.67% | ▲5 |
| 1996-06-30 | 0.03 | 0.00 | 13.62% | ▲107 |
| 1996-03-31 | 0.02 | 0.00 | 12.55% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.