Current Net Margin
22.29%
Cullen/Frost Bankers, Inc. currently has a net profit margin of 22.29%.
Financial Fundamentals
CFR • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.75 | 0.17 | 22.29% | ▼110 |
| 2025-09-30 | 0.75 | 0.17 | 23.39% | ▲156 |
| 2025-06-30 | 0.72 | 0.16 | 21.83% | ▲55 |
| 2025-03-31 | 0.71 | 0.15 | 21.28% | ▼12 |
| 2024-12-31 | 0.72 | 0.15 | 21.40% | ▲111 |
| 2024-09-30 | 0.72 | 0.15 | 20.29% | ▼27 |
| 2024-06-30 | 0.71 | 0.15 | 20.57% | ▲109 |
| 2024-03-31 | 0.70 | 0.14 | 19.47% | ▲467 |
| 2023-12-31 | 0.69 | 0.10 | 14.80% | ▼853 |
| 2023-09-30 | 0.67 | 0.16 | 23.33% | ▼177 |
| 2023-06-30 | 0.65 | 0.16 | 25.10% | ▼264 |
| 2023-03-31 | 0.64 | 0.18 | 27.74% | ▼359 |
| 2022-12-31 | 0.61 | 0.19 | 31.33% | ▼208 |
| 2022-09-30 | 0.51 | 0.17 | 33.41% | ▲396 |
| 2022-06-30 | 0.40 | 0.12 | 29.45% | ▲174 |
| 2022-03-31 | 0.36 | 0.10 | 27.71% | ▼67 |
| 2021-12-31 | 0.36 | 0.10 | 28.38% | ▼288 |
| 2021-09-30 | 0.35 | 0.11 | 31.26% | ▼207 |
| 2021-06-30 | 0.35 | 0.12 | 33.33% | ▼81 |
| 2021-03-31 | 0.34 | 0.12 | 34.14% | ▲819 |
| 2020-12-31 | 0.34 | 0.09 | 25.94% | ▼245 |
| 2020-09-30 | 0.33 | 0.10 | 28.39% | ▲41 |
| 2020-06-30 | 0.33 | 0.09 | 27.98% | ▲1655 |
| 2020-03-31 | 0.48 | 0.05 | 11.43% | ▼1634 |
| 2019-12-31 | 0.37 | 0.10 | 27.77% | ▼201 |
| 2019-09-30 | 0.38 | 0.11 | 29.78% | ▼31 |
| 2019-06-30 | 0.37 | 0.11 | 30.10% | ▼72 |
| 2019-03-31 | 0.38 | 0.12 | 30.81% | ▼157 |
| 2018-12-31 | 0.37 | 0.12 | 32.38% | ▼69 |
| 2018-09-30 | 0.36 | 0.12 | 33.07% | ▲61 |
| 2018-06-30 | 0.34 | 0.11 | 32.46% | ▲65 |
| 2018-03-31 | 0.33 | 0.11 | 31.81% | ▲82 |
| 2017-12-31 | 0.32 | 0.10 | 30.99% | ▲87 |
| 2017-09-30 | 0.31 | 0.09 | 30.12% | ▲164 |
| 2017-06-30 | 0.30 | 0.09 | 28.48% | ▼26 |
| 2017-03-31 | 0.30 | 0.08 | 28.75% | ▲68 |
| 2016-12-31 | 0.30 | 0.08 | 28.07% | ▼63 |
| 2016-09-30 | 0.28 | 0.08 | 28.69% | ▲236 |
| 2016-06-30 | 0.27 | 0.07 | 26.33% | ▲251 |
| 2016-03-31 | 0.29 | 0.07 | 23.82% | ▲243 |
| 2015-12-31 | 0.27 | 0.06 | 21.39% | ▼635 |
| 2015-09-30 | 0.27 | 0.08 | 27.74% | ▲15 |
| 2015-06-30 | 0.26 | 0.07 | 27.59% | ▲62 |
| 2015-03-31 | 0.27 | 0.07 | 26.97% | ▼42 |
| 2014-12-31 | 0.27 | 0.07 | 27.39% | ▼219 |
| 2014-09-30 | 0.26 | 0.08 | 29.58% | ▲326 |
| 2014-06-30 | 0.25 | 0.07 | 26.32% | ▲95 |
| 2014-03-31 | 0.24 | 0.06 | 25.37% | ▼44 |
| 2013-12-31 | 0.24 | 0.06 | 25.81% | ▲7 |
| 2013-09-30 | 0.23 | 0.06 | 25.74% | ▼3 |
| 2013-06-30 | 0.23 | 0.06 | 25.77% | ▲244 |
| 2013-03-31 | 0.24 | 0.06 | 23.33% | ▼210 |
| 2012-12-31 | 0.24 | 0.06 | 25.43% | ▼15 |
| 2012-09-30 | 0.23 | 0.06 | 25.58% | ▼16 |
| 2012-06-30 | 0.23 | 0.06 | 25.74% | ▼93 |
| 2012-03-31 | 0.23 | 0.06 | 26.67% | ▲217 |
| 2011-12-31 | 0.23 | 0.06 | 24.50% | ▲121 |
| 2011-09-30 | 0.23 | 0.05 | 23.29% | ▼125 |
| 2011-06-30 | 0.23 | 0.06 | 24.54% | ▲155 |
| 2011-03-31 | 0.23 | 0.05 | 22.98% | ▼65 |
| 2010-12-31 | 0.22 | 0.05 | 23.64% | ▼69 |
| 2010-09-30 | 0.23 | 0.05 | 24.32% | ▲84 |
| 2010-06-30 | 0.23 | 0.05 | 23.49% | ▲210 |
| 2010-03-31 | 0.22 | 0.05 | 21.39% | ▲16 |
| 2009-12-31 | 0.24 | 0.05 | 21.23% | ▲136 |
| 2009-09-30 | 0.22 | 0.04 | 19.87% | ▲306 |
| 2009-06-30 | 0.23 | 0.04 | 16.81% | ▼328 |
| 2009-03-31 | 0.22 | 0.04 | 20.09% | ▼230 |
| 2008-12-31 | 0.24 | 0.05 | 22.38% | ▲232 |
| 2008-09-30 | 0.24 | 0.05 | 20.07% | ▼216 |
| 2008-06-30 | 0.24 | 0.05 | 22.22% | ▲76 |
| 2008-03-31 | 0.25 | 0.05 | 21.46% | ▼1 |
| 2007-12-31 | 0.25 | 0.05 | 21.47% | ▲22 |
| 2007-09-30 | 0.27 | 0.06 | 21.26% | ▲39 |
| 2007-06-30 | 0.26 | 0.05 | 20.86% | ▲266 |
| 2007-03-31 | 0.26 | 0.05 | 18.21% | ▼179 |
| 2006-12-31 | 0.24 | 0.05 | 20.00% | ▼110 |
| 2006-09-30 | 0.24 | 0.05 | 21.10% | ▼10 |
| 2006-06-30 | 0.23 | 0.05 | 21.20% | ▼22 |
| 2006-03-31 | 0.22 | 0.05 | 21.42% | ▼70 |
| 2005-12-31 | 0.20 | 0.04 | 22.13% | ▼43 |
| 2005-09-30 | 0.19 | 0.04 | 22.55% | ▼30 |
| 2005-06-30 | 0.18 | 0.04 | 22.86% | ▲100 |
| 2005-03-31 | 0.17 | 0.04 | 21.86% | ▼163 |
| 2004-12-31 | 0.16 | 0.04 | 23.49% | ▲37 |
| 2004-09-30 | 0.16 | 0.04 | 23.11% | ▲53 |
| 2004-06-30 | 0.15 | 0.03 | 22.58% | ▲45 |
| 2004-03-31 | 0.15 | 0.03 | 22.13% | ▼38 |
| 2003-12-31 | 0.14 | 0.03 | 22.51% | ▼9 |
| 2003-09-30 | 0.14 | 0.03 | 22.60% | ▼43 |
| 2003-06-30 | 0.15 | 0.03 | 23.02% | ▲184 |
| 2003-03-31 | 0.15 | 0.03 | 21.19% | ▲48 |
| 2002-12-31 | 0.15 | 0.03 | 20.71% | ▲289 |
| 2002-09-30 | 0.15 | 0.03 | 17.82% | ▼343 |
| 2002-06-30 | 0.15 | 0.03 | 21.25% | ▲225 |
| 2002-03-31 | 0.15 | 0.03 | 19.00% | ▲1040 |
| 2001-12-31 | 0.15 | 0.01 | 8.60% | ▼182 |
| 2001-09-30 | 0.16 | 0.02 | 10.42% | ▼684 |
| 2001-06-30 | 0.17 | 0.03 | 17.25% | ▲429 |
| 2001-03-31 | 0.17 | 0.02 | 12.96% | ▼265 |
| 2000-12-31 | 0.18 | 0.03 | 15.61% | ▼36 |
| 2000-09-30 | 0.17 | 0.03 | 15.96% | ▼31 |
| 2000-06-30 | 0.17 | 0.03 | 16.28% | ▲39 |
| 2000-03-31 | 0.16 | 0.03 | 15.88% | ▲17 |
| 1999-12-31 | 0.16 | 0.02 | 15.72% | ▼54 |
| 1999-09-30 | 0.15 | 0.02 | 16.26% | ▼23 |
| 1999-06-30 | 0.15 | 0.02 | 16.49% | ▼7 |
| 1999-03-31 | 0.15 | 0.02 | 16.56% | ▲79 |
| 1998-12-31 | 0.14 | 0.02 | 15.76% | ▲49 |
| 1998-09-30 | 0.14 | 0.02 | 15.28% | ▲713 |
| 1998-06-30 | 0.14 | 0.01 | 8.14% | ▼595 |
| 1998-03-31 | 0.14 | 0.02 | 14.10% | ▼75 |
| 1997-12-31 | 0.11 | 0.02 | 14.84% | ▲14 |
| 1997-09-30 | 0.13 | 0.02 | 14.71% | ▲44 |
| 1997-06-30 | 0.13 | 0.02 | 14.26% | ▼57 |
| 1997-03-31 | 0.10 | 0.02 | 14.83% | ▲27 |
| 1996-12-31 | 0.10 | 0.01 | 14.56% | ▲5 |
| 1996-09-30 | 0.10 | 0.01 | 14.51% | ▲56 |
| 1996-06-30 | 0.10 | 0.01 | 13.95% | ▼14 |
| 1996-03-31 | 0.09 | 0.01 | 14.09% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.