ChoiceOne Financial Services, Inc. (COFS)

Profitability & Net Margin History

Current Net Margin

22.93%

ChoiceOne Financial Services, Inc. currently has a net profit margin of 22.93%.

Financial Fundamentals

COFS • Quarterly Data • 5Y View

Historical Margin Data

Date	Rev ($B)	NI ($B)	Net Margin	Change (bps)
2025-12-31	0.06	0.01	22.93%	▼81
2025-09-30	0.06	0.01	23.74%	▲134
2025-06-30	0.06	0.01	22.40%	▲5338
2025-03-31	0.04	-0.01	-30.98%	▼5085
2024-12-31	0.04	0.01	19.87%	▼23
2024-09-30	0.04	0.01	20.10%	▲74
2024-06-30	0.03	0.01	19.36%	▲201
2024-03-31	0.03	0.01	17.34%	▲81
2023-12-31	0.03	0.01	16.54%	▼53
2023-09-30	0.03	0.01	17.07%	▼238
2023-06-30	0.03	0.01	19.45%	▼302
2023-03-31	0.03	0.01	22.47%	▼494
2022-12-31	0.02	0.01	27.41%	▲138
2022-09-30	0.02	0.01	26.03%	▼59
2022-06-30	0.02	0.01	26.62%	▲69
2022-03-31	0.02	0.01	25.93%	▲202
2021-12-31	0.02	0.01	23.91%	▼289
2021-09-30	0.02	0.01	26.81%	▲178
2021-06-30	0.02	0.01	25.03%	▼432
2021-03-31	0.02	0.01	29.35%	▲957
2020-12-31	0.02	0.00	19.78%	▲195
2020-09-30	0.02	0.00	17.83%	▼476
2020-06-30	0.02	0.00	22.59%	▲298
2020-03-31	0.02	0.00	19.61%	▲107
2019-12-31	0.02	0.00	18.54%	▲652
2019-09-30	0.01	0.00	12.02%	▼531
2019-06-30	0.01	0.00	17.32%	▼255
2019-03-31	0.01	0.00	19.88%	▼255
2018-12-31	0.01	0.00	22.43%	▼239
2018-09-30	0.01	0.00	24.82%	▲143
2018-06-30	0.01	0.00	23.39%	▲83
2018-03-31	0.01	0.00	22.57%	▲325
2017-12-31	0.01	0.00	19.32%	▼329
2017-09-30	0.01	0.00	22.61%	▲42
2017-06-30	0.01	0.00	22.19%	▲122
2017-03-31	0.01	0.00	20.98%	▼277
2016-12-31	0.01	0.00	23.75%	▲48
2016-09-30	0.01	0.00	23.27%	▲289
2016-06-30	0.01	0.00	20.39%	▲155
2016-03-31	0.01	0.00	18.84%	▲7
2015-12-31	0.01	0.00	18.77%	▼246
2015-09-30	0.01	0.00	21.23%	▼19
2015-06-30	0.01	0.00	21.41%	▼191
2015-03-31	0.01	0.00	23.32%	▲11
2014-12-31	0.01	0.00	23.22%	▼14
2014-09-30	0.01	0.00	23.36%	▲220
2014-06-30	0.01	0.00	21.16%	▲84
2014-03-31	0.01	0.00	20.32%	▼89
2013-12-31	0.01	0.00	21.21%	▲122
2013-09-30	0.01	0.00	19.99%	▼39
2013-06-30	0.01	0.00	20.38%	▲141
2013-03-31	0.01	0.00	18.96%	▲266
2012-12-31	0.01	0.00	16.30%	▼32
2012-09-30	0.01	0.00	16.62%	▲142
2012-06-30	0.01	0.00	15.20%	▲42
2012-03-31	0.01	0.00	14.78%	▲26
2011-12-31	0.01	0.00	14.52%	▲169
2011-09-30	0.01	0.00	12.83%	▼6
2011-06-30	0.01	0.00	12.90%	▲236
2011-03-31	0.01	0.00	10.54%	▲96
2010-12-31	0.01	0.00	9.58%	▼102
2010-09-30	0.01	0.00	10.60%	▲80
2010-06-30	0.01	0.00	9.80%	▲53
2010-03-31	0.01	0.00	9.27%	▲894
2009-12-31	0.01	0.00	0.34%	▼540
2009-09-30	0.01	0.00	5.74%	▲156
2009-06-30	0.01	0.00	4.18%	▼599
2009-03-31	0.01	0.00	10.17%	▲1983
2008-12-31	0.01	-0.00	-9.66%	▼1761
2008-09-30	0.01	0.00	7.94%	▼129
2008-06-30	0.01	0.00	9.23%	▲4
2008-03-31	0.01	0.00	9.19%	▼162
2007-12-31	0.01	0.00	10.81%	▲315
2007-09-30	0.01	0.00	7.65%	▼272
2007-06-30	0.01	0.00	10.37%	▼146
2007-03-31	0.01	0.00	11.83%	▲381
2006-12-31	0.01	0.00	8.02%	▼183
2006-09-30	0.00	0.00	9.85%	▼232
2006-06-30	0.00	0.00	12.17%	▼21
2006-03-31	0.00	0.00	12.38%	▼30
2005-12-31	0.00	0.00	12.67%	▼127
2005-09-30	0.00	0.00	13.94%	▼13
2005-06-30	0.00	0.00	14.07%	▲21
2005-03-31	0.00	0.00	13.87%	▲1
2004-12-31	0.00	0.00	13.86%	▲207
2004-09-30	0.00	0.00	11.79%	▲8
2004-06-30	0.00	0.00	11.71%	▼266
2004-03-31	0.00	0.00	14.37%	▲3
2003-12-31	0.00	0.00	14.35%	▼28
2003-09-30	0.00	0.00	14.62%	▲158
2003-06-30	0.00	0.00	13.04%	▲57
2003-03-31	0.00	0.00	12.47%	▲724
2002-12-31	0.01	0.00	5.22%	▼855
2002-09-30	0.00	0.00	13.77%	▲169
2002-06-30	0.00	0.00	12.08%	▼453
2002-03-31	0.00	0.00	16.61%	▲334
2001-12-31	0.00	0.00	13.27%	▲141
2001-09-30	0.00	0.00	11.86%	▲290
2001-06-30	0.00	0.00	8.96%	▼498
2001-03-31	0.00	0.00	13.93%	▲1186
2000-12-31	0.00	0.00	2.07%	▼1359
2000-09-30	0.00	0.00	15.66%	▼105
2000-06-30	0.00	0.00	16.71%	▼54
2000-03-31	0.00	0.00	17.25%	▼123
1999-12-31	0.00	0.00	18.48%	▼223
1999-09-30	0.00	0.00	20.71%	▼173
1999-06-30	0.00	0.00	22.44%	—

* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.