Citizens Financial Services, Inc.
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Citizens Financial Services, Inc. (CZFS)

Profitability & Net Margin History

Current Net Margin

23.57%

Citizens Financial Services, Inc. currently has a net profit margin of 23.57%.

Financial Fundamentals

CZFSQuarterly Data • 5Y View

Historical Margin Data

DateRev ($B)NI ($B)Net MarginChange (bps)
2025-12-310.040.0123.57%88
2025-09-300.040.0122.68%273
2025-06-300.040.0119.95%200
2025-03-310.040.0117.96%55
2024-12-310.040.0118.51%75
2024-09-300.040.0117.76%496
2024-06-300.040.0112.79%401
2024-03-310.040.0116.80%115
2023-12-310.040.0117.95%75
2023-09-300.040.0118.71%3295
2023-06-300.03-0.00-14.25%3942
2023-03-310.030.0125.17%436
2022-12-310.030.0129.54%129
2022-09-300.020.0130.82%96
2022-06-300.020.0131.79%150
2022-03-310.020.0133.29%25
2021-12-310.020.0133.04%29
2021-09-300.020.0133.33%134
2021-06-300.020.0131.99%558
2021-03-310.020.0137.56%526
2020-12-310.020.0132.30%422
2020-09-300.020.0136.52%1013
2020-06-300.020.0126.39%3
2020-03-310.020.0026.36%208
2019-12-310.020.0128.43%35
2019-10-310.020.0128.79%114
2019-06-300.020.0027.65%181
2019-03-310.020.0025.84%62
2018-12-310.020.0026.46%170
2018-09-300.020.0028.16%140
2018-06-300.020.0029.56%178
2018-03-310.020.0027.78%1120
2017-12-310.020.0016.58%942
2017-09-300.010.0026.00%62
2017-06-300.010.0025.38%61
2017-03-310.010.0024.77%86
2016-12-310.010.0023.91%61
2016-09-300.010.0024.53%10
2016-06-300.010.0024.43%210
2016-03-310.010.0026.52%441
2015-12-310.010.0022.11%452
2015-09-300.010.0026.63%311
2015-06-300.010.0029.74%2
2015-03-310.010.0029.72%276
2014-12-310.010.0032.48%109
2014-09-300.010.0031.38%23
2014-06-300.010.0031.61%156
2014-03-310.010.0030.05%33
2013-12-310.010.0030.38%109
2013-09-300.010.0031.48%90
2013-06-300.010.0030.58%29
2013-03-310.010.0030.29%55
2012-12-310.010.0030.84%51
2012-09-300.010.0030.33%218
2012-06-300.010.0032.52%240
2012-03-310.010.0030.11%55
2011-12-310.010.0029.57%4
2011-09-300.010.0029.53%183
2011-06-300.010.0027.70%217
2011-03-310.010.0025.52%23
2010-12-310.010.0025.76%8
2010-09-300.010.0025.83%9
2010-06-300.010.0025.92%123
2010-05-100.010.0024.69%102
2009-12-310.010.0023.67%220
2009-09-300.010.0021.48%67
2009-06-300.010.0022.14%72
2009-03-310.010.0021.42%1074
2008-12-310.010.0032.16%4805
2008-09-300.01-0.00-15.89%3918
2008-06-300.010.0023.29%389
2008-03-310.010.0019.40%177
2007-12-310.010.0017.63%69
2007-09-300.010.0016.94%16
2007-06-300.010.0016.78%271
2007-03-310.010.0014.06%93
2006-12-310.010.0014.99%114
2006-09-300.010.0016.13%10
2006-06-300.010.0016.04%147
2006-03-310.010.0014.56%118
2005-12-310.010.0015.74%23
2005-09-300.010.0015.51%56
2005-06-300.010.0016.07%22
2005-03-310.010.0015.86%374
2004-12-310.010.0012.11%566
2004-09-300.010.0017.77%103
2004-06-300.010.0018.80%37
2004-03-310.010.0019.17%168
2003-12-310.010.0017.49%696
2003-09-300.010.0010.53%716
2003-06-300.010.0017.69%36
2003-03-310.010.0017.34%8
2002-12-310.010.0017.25%39
2002-09-300.010.0017.65%135
2002-06-300.010.0016.30%56
2002-03-310.010.0015.74%334
2001-12-310.010.0012.41%183
2001-09-300.010.0010.58%157
2001-06-300.010.0012.15%228
2001-03-310.010.009.87%403
2000-12-310.010.005.84%698
2000-09-300.010.0012.82%2
2000-06-300.010.0012.84%78
2000-03-310.010.0013.61%251
1999-06-3011.421.8416.12%

* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.