
Current Net Margin
23.57%
Citizens Financial Services, Inc. currently has a net profit margin of 23.57%.
Financial Fundamentals
CZFS • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.04 | 0.01 | 23.57% | ▲88 |
| 2025-09-30 | 0.04 | 0.01 | 22.68% | ▲273 |
| 2025-06-30 | 0.04 | 0.01 | 19.95% | ▲200 |
| 2025-03-31 | 0.04 | 0.01 | 17.96% | ▼55 |
| 2024-12-31 | 0.04 | 0.01 | 18.51% | ▲75 |
| 2024-09-30 | 0.04 | 0.01 | 17.76% | ▲496 |
| 2024-06-30 | 0.04 | 0.01 | 12.79% | ▼401 |
| 2024-03-31 | 0.04 | 0.01 | 16.80% | ▼115 |
| 2023-12-31 | 0.04 | 0.01 | 17.95% | ▼75 |
| 2023-09-30 | 0.04 | 0.01 | 18.71% | ▲3295 |
| 2023-06-30 | 0.03 | -0.00 | -14.25% | ▼3942 |
| 2023-03-31 | 0.03 | 0.01 | 25.17% | ▼436 |
| 2022-12-31 | 0.03 | 0.01 | 29.54% | ▼129 |
| 2022-09-30 | 0.02 | 0.01 | 30.82% | ▼96 |
| 2022-06-30 | 0.02 | 0.01 | 31.79% | ▼150 |
| 2022-03-31 | 0.02 | 0.01 | 33.29% | ▲25 |
| 2021-12-31 | 0.02 | 0.01 | 33.04% | ▼29 |
| 2021-09-30 | 0.02 | 0.01 | 33.33% | ▲134 |
| 2021-06-30 | 0.02 | 0.01 | 31.99% | ▼558 |
| 2021-03-31 | 0.02 | 0.01 | 37.56% | ▲526 |
| 2020-12-31 | 0.02 | 0.01 | 32.30% | ▼422 |
| 2020-09-30 | 0.02 | 0.01 | 36.52% | ▲1013 |
| 2020-06-30 | 0.02 | 0.01 | 26.39% | ▲3 |
| 2020-03-31 | 0.02 | 0.00 | 26.36% | ▼208 |
| 2019-12-31 | 0.02 | 0.01 | 28.43% | ▼35 |
| 2019-10-31 | 0.02 | 0.01 | 28.79% | ▲114 |
| 2019-06-30 | 0.02 | 0.00 | 27.65% | ▲181 |
| 2019-03-31 | 0.02 | 0.00 | 25.84% | ▼62 |
| 2018-12-31 | 0.02 | 0.00 | 26.46% | ▼170 |
| 2018-09-30 | 0.02 | 0.00 | 28.16% | ▼140 |
| 2018-06-30 | 0.02 | 0.00 | 29.56% | ▲178 |
| 2018-03-31 | 0.02 | 0.00 | 27.78% | ▲1120 |
| 2017-12-31 | 0.02 | 0.00 | 16.58% | ▼942 |
| 2017-09-30 | 0.01 | 0.00 | 26.00% | ▲62 |
| 2017-06-30 | 0.01 | 0.00 | 25.38% | ▲61 |
| 2017-03-31 | 0.01 | 0.00 | 24.77% | ▲86 |
| 2016-12-31 | 0.01 | 0.00 | 23.91% | ▼61 |
| 2016-09-30 | 0.01 | 0.00 | 24.53% | ▲10 |
| 2016-06-30 | 0.01 | 0.00 | 24.43% | ▼210 |
| 2016-03-31 | 0.01 | 0.00 | 26.52% | ▲441 |
| 2015-12-31 | 0.01 | 0.00 | 22.11% | ▼452 |
| 2015-09-30 | 0.01 | 0.00 | 26.63% | ▼311 |
| 2015-06-30 | 0.01 | 0.00 | 29.74% | ▲2 |
| 2015-03-31 | 0.01 | 0.00 | 29.72% | ▼276 |
| 2014-12-31 | 0.01 | 0.00 | 32.48% | ▲109 |
| 2014-09-30 | 0.01 | 0.00 | 31.38% | ▼23 |
| 2014-06-30 | 0.01 | 0.00 | 31.61% | ▲156 |
| 2014-03-31 | 0.01 | 0.00 | 30.05% | ▼33 |
| 2013-12-31 | 0.01 | 0.00 | 30.38% | ▼109 |
| 2013-09-30 | 0.01 | 0.00 | 31.48% | ▲90 |
| 2013-06-30 | 0.01 | 0.00 | 30.58% | ▲29 |
| 2013-03-31 | 0.01 | 0.00 | 30.29% | ▼55 |
| 2012-12-31 | 0.01 | 0.00 | 30.84% | ▲51 |
| 2012-09-30 | 0.01 | 0.00 | 30.33% | ▼218 |
| 2012-06-30 | 0.01 | 0.00 | 32.52% | ▲240 |
| 2012-03-31 | 0.01 | 0.00 | 30.11% | ▲55 |
| 2011-12-31 | 0.01 | 0.00 | 29.57% | ▲4 |
| 2011-09-30 | 0.01 | 0.00 | 29.53% | ▲183 |
| 2011-06-30 | 0.01 | 0.00 | 27.70% | ▲217 |
| 2011-03-31 | 0.01 | 0.00 | 25.52% | ▼23 |
| 2010-12-31 | 0.01 | 0.00 | 25.76% | ▼8 |
| 2010-09-30 | 0.01 | 0.00 | 25.83% | ▼9 |
| 2010-06-30 | 0.01 | 0.00 | 25.92% | ▲123 |
| 2010-05-10 | 0.01 | 0.00 | 24.69% | ▲102 |
| 2009-12-31 | 0.01 | 0.00 | 23.67% | ▲220 |
| 2009-09-30 | 0.01 | 0.00 | 21.48% | ▼67 |
| 2009-06-30 | 0.01 | 0.00 | 22.14% | ▲72 |
| 2009-03-31 | 0.01 | 0.00 | 21.42% | ▼1074 |
| 2008-12-31 | 0.01 | 0.00 | 32.16% | ▲4805 |
| 2008-09-30 | 0.01 | -0.00 | -15.89% | ▼3918 |
| 2008-06-30 | 0.01 | 0.00 | 23.29% | ▲389 |
| 2008-03-31 | 0.01 | 0.00 | 19.40% | ▲177 |
| 2007-12-31 | 0.01 | 0.00 | 17.63% | ▲69 |
| 2007-09-30 | 0.01 | 0.00 | 16.94% | ▲16 |
| 2007-06-30 | 0.01 | 0.00 | 16.78% | ▲271 |
| 2007-03-31 | 0.01 | 0.00 | 14.06% | ▼93 |
| 2006-12-31 | 0.01 | 0.00 | 14.99% | ▼114 |
| 2006-09-30 | 0.01 | 0.00 | 16.13% | ▲10 |
| 2006-06-30 | 0.01 | 0.00 | 16.04% | ▲147 |
| 2006-03-31 | 0.01 | 0.00 | 14.56% | ▼118 |
| 2005-12-31 | 0.01 | 0.00 | 15.74% | ▲23 |
| 2005-09-30 | 0.01 | 0.00 | 15.51% | ▼56 |
| 2005-06-30 | 0.01 | 0.00 | 16.07% | ▲22 |
| 2005-03-31 | 0.01 | 0.00 | 15.86% | ▲374 |
| 2004-12-31 | 0.01 | 0.00 | 12.11% | ▼566 |
| 2004-09-30 | 0.01 | 0.00 | 17.77% | ▼103 |
| 2004-06-30 | 0.01 | 0.00 | 18.80% | ▼37 |
| 2004-03-31 | 0.01 | 0.00 | 19.17% | ▲168 |
| 2003-12-31 | 0.01 | 0.00 | 17.49% | ▲696 |
| 2003-09-30 | 0.01 | 0.00 | 10.53% | ▼716 |
| 2003-06-30 | 0.01 | 0.00 | 17.69% | ▲36 |
| 2003-03-31 | 0.01 | 0.00 | 17.34% | ▲8 |
| 2002-12-31 | 0.01 | 0.00 | 17.25% | ▼39 |
| 2002-09-30 | 0.01 | 0.00 | 17.65% | ▲135 |
| 2002-06-30 | 0.01 | 0.00 | 16.30% | ▲56 |
| 2002-03-31 | 0.01 | 0.00 | 15.74% | ▲334 |
| 2001-12-31 | 0.01 | 0.00 | 12.41% | ▲183 |
| 2001-09-30 | 0.01 | 0.00 | 10.58% | ▼157 |
| 2001-06-30 | 0.01 | 0.00 | 12.15% | ▲228 |
| 2001-03-31 | 0.01 | 0.00 | 9.87% | ▲403 |
| 2000-12-31 | 0.01 | 0.00 | 5.84% | ▼698 |
| 2000-09-30 | 0.01 | 0.00 | 12.82% | ▼2 |
| 2000-06-30 | 0.01 | 0.00 | 12.84% | ▼78 |
| 2000-03-31 | 0.01 | 0.00 | 13.61% | ▼251 |
| 1999-06-30 | 11.42 | 1.84 | 16.12% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.