Current Net Margin
24.16%
Joint Stock Company Kaspi.kz currently has a net profit margin of 24.16%. Net margin is a key efficiency ratio that measures what percentage of each dollar of revenue actually results in profit for the company.
Historical Margin Data
Quarterly and annual profitability trends
| Date | Revenue ($B) | Net Income ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 1109.23 | 267.97 | 24.16% | ▼89 |
| 2025-09-30 | 1110.17 | 278.05 | 25.05% | ▼150 |
| 2025-06-30 | 969.51 | 257.33 | 26.54% | ▼413 |
| 2025-03-31 | 821.85 | 252.06 | 30.67% | ▼1238 |
| 2024-12-31 | 724.46 | 311.90 | 43.05% | ▲173 |
| 2024-09-30 | 652.59 | 269.69 | 41.33% | ▲109 |
| 2024-06-30 | 592.85 | 238.55 | 40.24% | ▼31 |
| 2024-03-31 | 551.02 | 223.44 | 40.55% | ▼244 |
| 2023-12-31 | 568.27 | 244.28 | 42.99% | ▼304 |
| 2023-09-30 | 502.19 | 231.16 | 46.03% | ▲141 |
| 2023-06-30 | 432.12 | 192.81 | 44.62% | ▲80 |
| 2023-03-31 | 395.00 | 173.10 | 43.82% | ▼93 |
| 2022-12-31 | 418.19 | 187.14 | 44.75% | ▼457 |
| 2022-09-30 | 335.06 | 165.24 | 49.32% | — |
* Net margin = (Net Income / Total Revenue) * 100. Based on official SEC filings.