Current Net Margin
23.30%
NBT Bancorp Inc. currently has a net profit margin of 23.30%.
Financial Fundamentals
NBTB • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.24 | 0.06 | 23.30% | ▲49 |
| 2025-09-30 | 0.24 | 0.05 | 22.81% | ▲1276 |
| 2025-06-30 | 0.22 | 0.02 | 10.05% | ▼821 |
| 2025-03-31 | 0.20 | 0.04 | 18.26% | ▲21 |
| 2024-12-31 | 0.20 | 0.04 | 18.05% | ▼86 |
| 2024-09-30 | 0.20 | 0.04 | 18.91% | ▲199 |
| 2024-06-30 | 0.19 | 0.03 | 16.93% | ▼71 |
| 2024-03-31 | 0.19 | 0.03 | 17.64% | ▲152 |
| 2023-12-31 | 0.19 | 0.03 | 16.12% | ▲220 |
| 2023-09-30 | 0.18 | 0.02 | 13.92% | ▼587 |
| 2023-06-30 | 0.15 | 0.03 | 19.79% | ▼346 |
| 2023-03-31 | 0.14 | 0.03 | 23.25% | ▼213 |
| 2022-12-31 | 0.14 | 0.04 | 25.38% | ▼331 |
| 2022-09-30 | 0.14 | 0.04 | 28.69% | ▲16 |
| 2022-06-30 | 0.13 | 0.04 | 28.53% | ▼240 |
| 2022-03-31 | 0.13 | 0.04 | 30.94% | ▲212 |
| 2021-12-31 | 0.13 | 0.04 | 28.82% | ▼190 |
| 2021-09-30 | 0.12 | 0.04 | 30.72% | ▼212 |
| 2021-06-30 | 0.12 | 0.04 | 32.84% | ▼15 |
| 2021-03-31 | 0.12 | 0.04 | 33.00% | ▲534 |
| 2020-12-31 | 0.12 | 0.03 | 27.66% | ▼110 |
| 2020-09-30 | 0.12 | 0.04 | 28.76% | ▲846 |
| 2020-06-30 | 0.12 | 0.02 | 20.30% | ▲1193 |
| 2020-03-31 | 0.12 | 0.01 | 8.37% | ▼1472 |
| 2019-12-31 | 0.13 | 0.03 | 23.10% | ▼160 |
| 2019-09-30 | 0.13 | 0.03 | 24.69% | ▲54 |
| 2019-06-30 | 0.13 | 0.03 | 24.15% | ▲73 |
| 2019-03-31 | 0.12 | 0.03 | 23.42% | ▼134 |
| 2018-12-31 | 0.12 | 0.03 | 24.76% | ▼1 |
| 2018-09-30 | 0.12 | 0.03 | 24.77% | ▲94 |
| 2018-06-30 | 0.12 | 0.03 | 23.83% | ▲35 |
| 2018-03-31 | 0.11 | 0.03 | 23.47% | ▲740 |
| 2017-12-31 | 0.11 | 0.02 | 16.07% | ▼512 |
| 2017-09-30 | 0.11 | 0.02 | 21.19% | ▲95 |
| 2017-06-30 | 0.11 | 0.02 | 20.24% | ▲34 |
| 2017-03-31 | 0.10 | 0.02 | 19.90% | ▲35 |
| 2016-12-31 | 0.10 | 0.02 | 19.55% | ▼22 |
| 2016-09-30 | 0.10 | 0.02 | 19.77% | ▼11 |
| 2016-06-30 | 0.10 | 0.02 | 19.88% | ▲53 |
| 2016-03-31 | 0.10 | 0.02 | 19.35% | ▲27 |
| 2015-12-31 | 0.10 | 0.02 | 19.09% | ▼162 |
| 2015-09-30 | 0.10 | 0.02 | 20.70% | ▲60 |
| 2015-06-30 | 0.10 | 0.02 | 20.10% | ▲54 |
| 2015-03-31 | 0.09 | 0.02 | 19.56% | ▲22 |
| 2014-12-31 | 0.10 | 0.02 | 19.33% | ▲786 |
| 2014-09-30 | 0.10 | 0.01 | 11.47% | ▼1784 |
| 2014-06-30 | 0.09 | 0.03 | 29.32% | ▲1002 |
| 2014-03-31 | 0.09 | 0.02 | 19.30% | ▲21 |
| 2013-12-31 | 0.09 | 0.02 | 19.09% | ▼100 |
| 2013-09-30 | 0.10 | 0.02 | 20.09% | ▲224 |
| 2013-06-30 | 0.09 | 0.02 | 17.86% | ▲885 |
| 2013-03-31 | 0.08 | 0.01 | 9.01% | ▼733 |
| 2012-12-31 | 0.08 | 0.01 | 16.34% | ▼132 |
| 2012-09-30 | 0.08 | 0.01 | 17.66% | ▲78 |
| 2012-06-30 | 0.08 | 0.01 | 16.88% | ▲3 |
| 2012-03-31 | 0.08 | 0.01 | 16.85% | ▼30 |
| 2011-12-31 | 0.08 | 0.01 | 17.15% | ▼188 |
| 2011-09-30 | 0.08 | 0.02 | 19.03% | ▲73 |
| 2011-06-30 | 0.08 | 0.01 | 18.29% | ▲45 |
| 2011-03-31 | 0.08 | 0.01 | 17.84% | ▲78 |
| 2010-12-31 | 0.08 | 0.01 | 17.06% | ▼22 |
| 2010-09-30 | 0.08 | 0.01 | 17.28% | ▲30 |
| 2010-06-30 | 0.08 | 0.01 | 16.98% | ▲70 |
| 2010-03-31 | 0.09 | 0.01 | 16.29% | ▲58 |
| 2009-12-31 | 0.09 | 0.01 | 15.71% | ▲36 |
| 2009-09-30 | 0.09 | 0.01 | 15.34% | ▲224 |
| 2009-06-30 | 0.09 | 0.01 | 13.10% | ▼159 |
| 2009-03-31 | 0.09 | 0.01 | 14.69% | ▼124 |
| 2008-12-31 | 0.09 | 0.01 | 15.93% | ▼36 |
| 2008-09-30 | 0.09 | 0.02 | 16.29% | ▼13 |
| 2008-06-30 | 0.09 | 0.01 | 16.42% | ▲130 |
| 2008-03-31 | 0.09 | 0.01 | 15.11% | ▲550 |
| 2007-12-31 | 0.09 | 0.01 | 9.61% | ▼655 |
| 2007-09-30 | 0.09 | 0.02 | 16.16% | ▲283 |
| 2007-06-30 | 0.09 | 0.01 | 13.33% | ▼270 |
| 2007-03-31 | 0.09 | 0.01 | 16.03% | ▲58 |
| 2006-12-31 | 0.09 | 0.01 | 15.45% | ▼123 |
| 2006-09-30 | 0.09 | 0.01 | 16.68% | ▼11 |
| 2006-06-30 | 0.08 | 0.01 | 16.79% | ▼74 |
| 2006-03-31 | 0.08 | 0.01 | 17.53% | ▼23 |
| 2005-12-31 | 0.07 | 0.01 | 17.76% | ▼139 |
| 2005-09-30 | 0.07 | 0.01 | 19.15% | ▲10 |
| 2005-08-05 | 0.07 | 0.01 | 19.05% | ▼28 |
| 2005-03-31 | 0.07 | 0.01 | 19.33% | ▲4 |
| 2004-12-31 | 0.06 | 0.01 | 19.29% | ▼67 |
| 2004-09-30 | 0.06 | 0.01 | 19.96% | ▼67 |
| 2004-06-30 | 0.06 | 0.01 | 20.63% | ▲73 |
| 2004-03-31 | 0.06 | 0.01 | 19.90% | ▲86 |
| 2003-12-31 | 0.06 | 0.01 | 19.04% | ▼46 |
| 2003-09-30 | 0.06 | 0.01 | 19.50% | ▼1 |
| 2003-06-30 | 0.06 | 0.01 | 19.51% | ▲66 |
| 2003-03-31 | 0.06 | 0.01 | 18.84% | ▼71 |
| 2002-12-31 | 0.06 | 0.01 | 19.56% | ▲201 |
| 2002-09-30 | 0.07 | 0.01 | 17.54% | ▲29 |
| 2002-06-30 | 0.07 | 0.01 | 17.25% | ▲92 |
| 2002-03-31 | 0.07 | 0.01 | 16.33% | ▲2820 |
| 2001-12-31 | 0.12 | -0.01 | -11.87% | ▼1397 |
| 2001-09-30 | 0.07 | 0.00 | 2.10% | ▼671 |
| 2001-06-30 | 0.05 | 0.00 | 8.80% | ▼397 |
| 2001-03-31 | 0.08 | 0.01 | 12.77% | ▲2624 |
| 2000-12-31 | 0.05 | -0.01 | -13.47% | ▼2293 |
| 2000-09-30 | 0.05 | 0.01 | 9.46% | ▲238 |
| 2000-06-30 | 0.04 | 0.00 | 7.08% | ▼325 |
| 2000-03-31 | 0.04 | 0.00 | 10.33% | ▼337 |
| 1999-12-31 | 0.03 | 0.00 | 13.70% | ▼101 |
| 1999-09-30 | 0.05 | 0.01 | 14.71% | ▼91 |
| 1999-06-30 | 0.04 | 0.01 | 15.61% | ▼49 |
| 1999-03-31 | 0.04 | 0.01 | 16.10% | ▼63 |
| 1998-12-31 | 0.03 | 0.00 | 16.73% | ▼6 |
| 1998-09-30 | 0.03 | 0.00 | 16.79% | ▼12 |
| 1998-06-30 | 0.03 | 0.00 | 16.91% | ▼137 |
| 1998-03-31 | 0.03 | 0.01 | 18.28% | ▲536 |
| 1997-12-31 | 0.03 | 0.00 | 12.92% | ▼84 |
| 1997-09-30 | 0.03 | 0.00 | 13.75% | ▼157 |
| 1997-06-30 | 0.03 | 0.00 | 15.33% | ▲133 |
| 1997-03-31 | 0.02 | 0.00 | 13.99% | ▲66 |
| 1996-12-31 | 0.02 | 0.00 | 13.33% | ▼53 |
| 1996-09-30 | 0.02 | 0.00 | 13.87% | ▲208 |
| 1996-06-30 | 0.02 | 0.00 | 11.79% | ▼104 |
| 1996-03-31 | 0.02 | 0.00 | 12.83% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.