Current Net Margin
2.29%
Oportun Financial Corporation currently has a net profit margin of 2.29%.
Financial Fundamentals
OPRT • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.15 | 0.00 | 2.29% | ▼92 |
| 2025-09-30 | 0.16 | 0.01 | 3.22% | ▼98 |
| 2025-06-30 | 0.16 | 0.01 | 4.19% | ▼179 |
| 2025-03-31 | 0.16 | 0.01 | 5.98% | ▲75 |
| 2024-12-31 | 0.17 | 0.01 | 5.23% | ▲3054 |
| 2024-09-30 | 0.12 | -0.03 | -25.31% | ▲184 |
| 2024-06-30 | 0.11 | -0.03 | -27.15% | ▼736 |
| 2024-03-31 | 0.13 | -0.03 | -19.78% | ▲1392 |
| 2023-12-31 | 0.12 | -0.04 | -33.70% | ▼1770 |
| 2023-09-30 | 0.13 | -0.02 | -16.00% | ▼669 |
| 2023-06-30 | 0.16 | -0.01 | -9.31% | ▲22376 |
| 2023-03-31 | 0.04 | -0.10 | -233.07% | ▼22837 |
| 2022-12-31 | 0.18 | -0.01 | -4.70% | ▲5624 |
| 2022-09-30 | 0.17 | -0.11 | -60.94% | ▼5530 |
| 2022-06-30 | 0.16 | -0.01 | -5.64% | ▼2652 |
| 2022-03-31 | 0.22 | 0.05 | 20.88% | ▲1264 |
| 2021-12-31 | 0.17 | 0.01 | 8.24% | ▼707 |
| 2021-09-30 | 0.15 | 0.02 | 15.31% | ▲983 |
| 2021-06-30 | 0.13 | 0.01 | 5.48% | ▲304 |
| 2021-03-31 | 0.12 | 0.00 | 2.44% | ▼421 |
| 2020-12-31 | 0.13 | 0.01 | 6.65% | ▲1229 |
| 2020-09-30 | 0.11 | -0.01 | -5.64% | ▲5029 |
| 2020-06-30 | 0.06 | -0.03 | -55.94% | ▼4222 |
| 2020-03-31 | 0.10 | -0.01 | -13.72% | ▼2951 |
| 2019-12-31 | 0.15 | 0.02 | 15.79% | ▲805 |
| 2019-09-30 | 0.13 | 0.01 | 7.74% | ▼438 |
| 2019-06-30 | 0.11 | 0.01 | 12.12% | ▼82 |
| 2019-03-31 | 0.11 | 0.01 | 12.94% | ▼682 |
| 2018-12-31 | 0.13 | 0.03 | 19.77% | ▲263 |
| 2018-09-30 | 0.12 | 0.02 | 17.14% | ▼1189 |
| 2018-06-30 | 0.13 | 0.04 | 29.03% | ▲101 |
| 2018-03-31 | 0.14 | 0.04 | 28.02% | ▲4459 |
| 2017-12-31 | 0.06 | -0.01 | -16.57% | ▼1754 |
| 2017-09-30 | 0.06 | 0.00 | 0.97% | ▼427 |
| 2017-06-30 | 0.05 | 0.00 | 5.25% | ▼141 |
| 2017-03-31 | 0.05 | 0.00 | 6.66% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.