Current Net Margin
15.76%
Synchrony Financial currently has a net profit margin of 15.76%.
Financial Fundamentals
SYF • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 4.77 | 0.75 | 15.76% | ▼652 |
| 2025-09-30 | 4.83 | 1.08 | 22.28% | ▲176 |
| 2025-06-30 | 4.71 | 0.97 | 20.52% | ▲476 |
| 2025-03-31 | 4.80 | 0.76 | 15.76% | ▲2 |
| 2024-12-31 | 4.92 | 0.77 | 15.73% | ▼8 |
| 2024-09-30 | 4.99 | 0.79 | 15.81% | ▲266 |
| 2024-06-30 | 4.89 | 0.64 | 13.15% | ▼1328 |
| 2024-03-31 | 4.89 | 1.29 | 26.43% | ▲1715 |
| 2023-12-31 | 4.74 | 0.44 | 9.28% | ▼478 |
| 2023-09-30 | 4.47 | 0.63 | 14.06% | ▲49 |
| 2023-06-30 | 4.20 | 0.57 | 13.56% | ▼171 |
| 2023-03-31 | 3.93 | 0.60 | 15.28% | ▼34 |
| 2022-12-31 | 3.69 | 0.58 | 15.62% | ▼550 |
| 2022-09-30 | 3.33 | 0.70 | 21.12% | ▼445 |
| 2022-06-30 | 3.15 | 0.80 | 25.56% | ▼524 |
| 2022-03-31 | 3.03 | 0.93 | 30.80% | ▲327 |
| 2021-12-31 | 2.95 | 0.81 | 27.53% | ▼1432 |
| 2021-09-30 | 2.73 | 1.14 | 41.86% | ▼482 |
| 2021-06-30 | 2.66 | 1.24 | 46.67% | ▲1113 |
| 2021-03-31 | 2.88 | 1.02 | 35.54% | ▲1117 |
| 2020-12-31 | 3.03 | 0.74 | 24.37% | ▲1417 |
| 2020-09-30 | 3.07 | 0.31 | 10.20% | ▲868 |
| 2020-06-30 | 3.15 | 0.05 | 1.52% | ▼647 |
| 2020-03-31 | 3.58 | 0.29 | 7.99% | ▼1198 |
| 2019-12-31 | 3.66 | 0.73 | 19.97% | ▼610 |
| 2019-09-30 | 4.05 | 1.06 | 26.07% | ▲458 |
| 2019-06-30 | 3.97 | 0.85 | 21.49% | ▼672 |
| 2019-03-31 | 3.92 | 1.11 | 28.21% | ▲904 |
| 2018-12-31 | 4.08 | 0.78 | 19.17% | ▲190 |
| 2018-09-30 | 3.89 | 0.67 | 17.27% | ▼215 |
| 2018-06-30 | 3.58 | 0.70 | 19.42% | ▲164 |
| 2018-03-31 | 3.60 | 0.64 | 17.78% | ▲701 |
| 2017-12-31 | 3.57 | 0.39 | 10.77% | ▼507 |
| 2017-09-30 | 3.50 | 0.56 | 15.84% | ▲107 |
| 2017-06-30 | 3.36 | 0.50 | 14.77% | ▼25 |
| 2017-03-31 | 3.32 | 0.50 | 15.02% | ▼286 |
| 2016-12-31 | 3.22 | 0.58 | 17.88% | ▼146 |
| 2016-09-30 | 3.12 | 0.60 | 19.34% | ▲267 |
| 2016-06-30 | 2.93 | 0.49 | 16.67% | ▼312 |
| 2016-03-31 | 2.94 | 0.58 | 19.78% | ▲67 |
| 2015-12-31 | 2.86 | 0.55 | 19.11% | ▼174 |
| 2015-09-30 | 2.75 | 0.57 | 20.85% | ▲63 |
| 2015-06-30 | 2.68 | 0.54 | 20.22% | ▼109 |
| 2015-03-31 | 2.59 | 0.55 | 21.30% | ▲181 |
| 2014-12-31 | 2.72 | 0.53 | 19.49% | ▼220 |
| 2014-09-30 | 2.53 | 0.55 | 21.69% | ▲241 |
| 2014-06-30 | 2.45 | 0.47 | 19.28% | ▼346 |
| 2014-03-31 | 2.45 | 0.56 | 22.74% | ▲505 |
| 2013-12-31 | 2.50 | 0.44 | 17.68% | ▼994 |
| 2013-09-30 | 2.32 | 0.64 | 27.63% | ▲394 |
| 2013-06-30 | 2.26 | 0.54 | 23.69% | ▲842 |
| 2013-03-31 | 2.35 | 0.36 | 15.26% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.