Current Net Margin
21.43%
United Community Banks, Inc. currently has a net profit margin of 21.43%.
Financial Fundamentals
UCB • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.40 | 0.09 | 21.43% | ▼198 |
| 2025-09-30 | 0.39 | 0.09 | 23.41% | ▲248 |
| 2025-06-30 | 0.38 | 0.08 | 20.93% | ▲143 |
| 2025-03-31 | 0.37 | 0.07 | 19.50% | ▼47 |
| 2024-12-31 | 0.38 | 0.08 | 19.97% | ▲646 |
| 2024-09-30 | 0.35 | 0.05 | 13.51% | ▼408 |
| 2024-06-30 | 0.38 | 0.07 | 17.59% | ▲73 |
| 2024-03-31 | 0.37 | 0.06 | 16.86% | ▲1232 |
| 2023-12-31 | 0.31 | 0.01 | 4.54% | ▼914 |
| 2023-09-30 | 0.35 | 0.05 | 13.68% | ▼567 |
| 2023-06-30 | 0.33 | 0.06 | 19.36% | ▼114 |
| 2023-03-31 | 0.30 | 0.06 | 20.50% | ▼982 |
| 2022-12-31 | 0.27 | 0.08 | 30.32% | ▼345 |
| 2022-09-30 | 0.24 | 0.08 | 33.77% | ▲266 |
| 2022-06-30 | 0.21 | 0.07 | 31.11% | ▲770 |
| 2022-03-31 | 0.21 | 0.05 | 23.41% | ▼616 |
| 2021-12-31 | 0.18 | 0.05 | 29.57% | ▼1076 |
| 2021-09-30 | 0.18 | 0.07 | 40.33% | ▲46 |
| 2021-06-30 | 0.18 | 0.07 | 39.88% | ▼81 |
| 2021-03-31 | 0.18 | 0.07 | 40.69% | ▲985 |
| 2020-12-31 | 0.19 | 0.06 | 30.83% | ▲517 |
| 2020-09-30 | 0.19 | 0.05 | 25.66% | ▲986 |
| 2020-06-30 | 0.16 | 0.03 | 15.80% | ▼435 |
| 2020-03-31 | 0.16 | 0.03 | 20.15% | ▼1249 |
| 2019-12-31 | 0.15 | 0.05 | 32.64% | ▲336 |
| 2019-09-30 | 0.17 | 0.05 | 29.28% | ▲164 |
| 2019-06-30 | 0.16 | 0.04 | 27.64% | ▼119 |
| 2019-03-31 | 0.15 | 0.04 | 28.83% | ▲6 |
| 2018-12-31 | 0.16 | 0.05 | 28.77% | ▲20 |
| 2018-09-30 | 0.15 | 0.04 | 28.57% | ▲134 |
| 2018-06-30 | 0.15 | 0.04 | 27.23% | ▼12 |
| 2018-03-31 | 0.14 | 0.04 | 27.35% | ▲3661 |
| 2017-12-31 | 0.13 | -0.01 | -9.26% | ▼3266 |
| 2017-09-30 | 0.12 | 0.03 | 23.40% | ▼79 |
| 2017-06-30 | 0.12 | 0.03 | 24.19% | ▲338 |
| 2017-03-31 | 0.11 | 0.02 | 20.81% | ▼328 |
| 2016-12-31 | 0.11 | 0.03 | 24.09% | ▲94 |
| 2016-09-30 | 0.11 | 0.03 | 23.14% | ▼102 |
| 2016-06-30 | 0.10 | 0.03 | 24.16% | ▲171 |
| 2016-03-31 | 0.10 | 0.02 | 22.45% | ▲435 |
| 2015-12-31 | 0.10 | 0.02 | 18.09% | ▼198 |
| 2015-09-30 | 0.09 | 0.02 | 20.07% | ▼137 |
| 2015-06-30 | 0.08 | 0.02 | 21.44% | ▼115 |
| 2015-03-31 | 0.08 | 0.02 | 22.59% | ▼57 |
| 2014-12-31 | 0.08 | 0.02 | 23.16% | ▲39 |
| 2014-09-30 | 0.08 | 0.02 | 22.78% | ▲113 |
| 2014-06-30 | 0.08 | 0.02 | 21.65% | ▲35 |
| 2014-03-31 | 0.07 | 0.02 | 21.30% | ▲10 |
| 2013-12-31 | 0.08 | 0.02 | 21.20% | ▲61 |
| 2013-09-30 | 0.08 | 0.02 | 20.59% | ▼27552 |
| 2013-06-30 | 0.08 | 0.23 | 296.10% | ▲28035 |
| 2013-03-31 | 0.07 | 0.01 | 15.76% | ▲847 |
| 2012-12-31 | 0.07 | 0.01 | 7.29% | ▼603 |
| 2012-09-30 | 0.08 | 0.01 | 13.32% | ▲512 |
| 2012-06-30 | 0.08 | 0.01 | 8.21% | ▼533 |
| 2012-03-31 | 0.09 | 0.01 | 13.54% | ▲11535 |
| 2011-12-31 | 0.08 | -0.09 | -101.81% | ▼8857 |
| 2011-09-30 | 0.09 | -0.01 | -13.24% | ▼2643 |
| 2011-06-30 | 0.09 | 0.01 | 13.19% | ▲28484 |
| 2011-03-31 | 0.09 | -0.24 | -271.65% | ▼25405 |
| 2010-12-31 | 0.09 | -0.02 | -17.60% | ▲22686 |
| 2010-09-30 | 0.10 | -0.24 | -244.46% | ▼18419 |
| 2010-06-30 | 0.10 | -0.06 | -60.27% | ▼2731 |
| 2010-03-31 | 0.10 | -0.03 | -32.96% | ▲196 |
| 2009-12-31 | 0.11 | -0.04 | -34.91% | ▲2537 |
| 2009-09-30 | 0.11 | -0.07 | -60.28% | ▼4620 |
| 2009-06-30 | 0.11 | -0.02 | -14.09% | ▲7623 |
| 2009-03-31 | 0.11 | -0.10 | -90.32% | ▼5090 |
| 2008-12-31 | 0.12 | -0.05 | -39.42% | ▼753 |
| 2008-09-30 | 0.13 | -0.04 | -31.88% | ▼3728 |
| 2008-06-30 | 0.13 | 0.01 | 5.39% | ▼587 |
| 2008-03-31 | 0.14 | 0.02 | 11.27% | ▲858 |
| 2007-12-31 | 0.16 | 0.00 | 2.69% | ▼1140 |
| 2007-09-30 | 0.16 | 0.02 | 14.08% | ▲626 |
| 2007-06-30 | 0.15 | 0.01 | 7.82% | ▼572 |
| 2007-03-31 | 0.14 | 0.02 | 13.53% | ▼120 |
| 2006-12-31 | 0.13 | 0.02 | 14.74% | ▲114 |
| 2006-09-30 | 0.13 | 0.02 | 13.60% | ▼57 |
| 2006-06-30 | 0.12 | 0.02 | 14.18% | ▼36 |
| 2006-03-31 | 0.11 | 0.02 | 14.53% | ▲22 |
| 2005-12-31 | 0.11 | 0.02 | 14.31% | ▲16 |
| 2005-09-30 | 0.10 | 0.01 | 14.16% | ▼73 |
| 2005-06-30 | 0.09 | 0.01 | 14.89% | ▼121 |
| 2005-03-31 | 0.08 | 0.01 | 16.10% | ▼30 |
| 2004-12-31 | 0.08 | 0.01 | 16.40% | ▼48 |
| 2004-09-30 | 0.07 | 0.01 | 16.88% | ▲12 |
| 2004-06-30 | 0.07 | 0.01 | 16.76% | ▼48 |
| 2004-03-31 | 0.06 | 0.01 | 17.24% | ▲90 |
| 2003-12-31 | 0.06 | 0.01 | 16.34% | ▲5 |
| 2003-09-30 | 0.06 | 0.01 | 16.30% | ▲126 |
| 2003-06-30 | 0.06 | 0.01 | 15.03% | ▲70 |
| 2003-03-31 | 0.06 | 0.01 | 14.34% | ▼74 |
| 2002-12-31 | 0.06 | 0.01 | 15.08% | ▲13 |
| 2002-09-30 | 0.06 | 0.01 | 14.94% | ▲49 |
| 2002-06-30 | 0.06 | 0.01 | 14.46% | ▲48 |
| 2002-03-31 | 0.06 | 0.01 | 13.97% | ▲890 |
| 2001-12-31 | 0.13 | 0.01 | 5.07% | ▼1774 |
| 2001-09-30 | 0.03 | 0.01 | 22.82% | ▲259 |
| 2001-06-30 | 0.03 | 0.01 | 20.23% | ▲186 |
| 2001-03-31 | 0.04 | 0.01 | 18.37% | ▲203 |
| 2000-12-31 | 0.04 | 0.01 | 16.34% | ▲2080 |
| 2000-09-30 | 0.03 | -0.00 | -4.46% | ▼1886 |
| 2000-06-30 | 0.04 | 0.01 | 14.40% | ▲112 |
| 2000-03-31 | 0.03 | 0.00 | 13.28% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.