Current Net Margin
19.84%
UMB Financial Corporation currently has a net profit margin of 19.84%.
Financial Fundamentals
UMBF • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 1.09 | 0.22 | 19.84% | ▲722 |
| 2025-09-30 | 1.49 | 0.19 | 12.63% | ▼875 |
| 2025-06-30 | 1.02 | 0.22 | 21.38% | ▲1182 |
| 2025-03-31 | 0.85 | 0.08 | 9.56% | ▼808 |
| 2024-12-31 | 0.68 | 0.12 | 17.64% | ▲138 |
| 2024-09-30 | 0.67 | 0.11 | 16.26% | ▲47 |
| 2024-06-30 | 0.64 | 0.10 | 15.79% | ▼141 |
| 2024-03-31 | 0.64 | 0.11 | 17.21% | ▲540 |
| 2023-12-31 | 0.60 | 0.07 | 11.80% | ▼512 |
| 2023-09-30 | 0.57 | 0.10 | 16.93% | ▲97 |
| 2023-06-30 | 0.56 | 0.09 | 15.96% | ▼222 |
| 2023-03-31 | 0.51 | 0.09 | 18.18% | ▼354 |
| 2022-12-31 | 0.46 | 0.10 | 21.71% | ▼20 |
| 2022-09-30 | 0.40 | 0.09 | 21.91% | ▼1251 |
| 2022-06-30 | 0.40 | 0.14 | 34.42% | ▲135 |
| 2022-03-31 | 0.32 | 0.11 | 33.07% | ▲826 |
| 2021-12-31 | 0.32 | 0.08 | 24.81% | ▼588 |
| 2021-09-30 | 0.31 | 0.09 | 30.68% | ▲364 |
| 2021-06-30 | 0.32 | 0.09 | 27.05% | ▼441 |
| 2021-03-31 | 0.29 | 0.09 | 31.46% | ▼608 |
| 2020-12-31 | 0.42 | 0.16 | 37.54% | ▲1254 |
| 2020-09-30 | 0.29 | 0.07 | 25.00% | ▲449 |
| 2020-06-30 | 0.30 | 0.06 | 20.51% | ▲2169 |
| 2020-03-31 | 0.29 | -0.00 | -1.18% | ▼2272 |
| 2019-12-31 | 0.31 | 0.07 | 21.54% | ▲105 |
| 2019-09-30 | 0.30 | 0.06 | 20.49% | ▲177 |
| 2019-06-30 | 0.30 | 0.06 | 18.72% | ▼39 |
| 2019-03-31 | 0.30 | 0.06 | 19.11% | ▲1006 |
| 2018-12-31 | 0.28 | 0.03 | 9.04% | ▼1244 |
| 2018-09-30 | 0.27 | 0.06 | 21.49% | ▲26 |
| 2018-06-30 | 0.26 | 0.06 | 21.23% | ▼83 |
| 2018-03-31 | 0.26 | 0.06 | 22.06% | ▼2210 |
| 2017-12-31 | 0.25 | 0.11 | 44.17% | ▲2459 |
| 2017-09-30 | 0.25 | 0.05 | 19.58% | ▲215 |
| 2017-06-30 | 0.25 | 0.04 | 17.43% | ▼150 |
| 2017-03-31 | 0.23 | 0.04 | 18.92% | ▲101 |
| 2016-12-31 | 0.24 | 0.04 | 17.91% | ▼103 |
| 2016-09-30 | 0.22 | 0.04 | 18.94% | ▲160 |
| 2016-06-30 | 0.22 | 0.04 | 17.34% | ▲103 |
| 2016-03-31 | 0.22 | 0.04 | 16.31% | ▲245 |
| 2015-12-31 | 0.21 | 0.03 | 13.86% | ▲298 |
| 2015-09-30 | 0.21 | 0.02 | 10.88% | ▼394 |
| 2015-06-30 | 0.20 | 0.03 | 14.82% | ▼192 |
| 2015-03-31 | 0.20 | 0.03 | 16.75% | ▲251 |
| 2014-12-31 | 0.19 | 0.03 | 14.24% | ▼365 |
| 2014-09-30 | 0.20 | 0.04 | 17.89% | ▲90 |
| 2014-06-30 | 0.20 | 0.03 | 17.00% | ▲497 |
| 2014-03-31 | 0.19 | 0.02 | 12.03% | ▼486 |
| 2013-12-31 | 0.21 | 0.03 | 16.89% | ▼107 |
| 2013-09-30 | 0.19 | 0.03 | 17.96% | ▲141 |
| 2013-06-30 | 0.18 | 0.03 | 16.55% | ▼220 |
| 2013-03-31 | 0.19 | 0.03 | 18.76% | ▲185 |
| 2012-12-31 | 0.12 | 0.02 | 16.91% | ▲186 |
| 2012-09-30 | 0.17 | 0.03 | 15.05% | ▼131 |
| 2012-06-30 | 0.18 | 0.03 | 16.35% | ▼683 |
| 2012-03-31 | 0.20 | 0.05 | 23.19% | ▲1049 |
| 2011-12-31 | 0.18 | 0.02 | 12.69% | ▼125 |
| 2011-09-30 | 0.19 | 0.03 | 13.94% | ▲40 |
| 2011-06-30 | 0.19 | 0.03 | 13.54% | ▼240 |
| 2011-03-31 | 0.19 | 0.03 | 15.94% | ▲545 |
| 2010-12-31 | 0.18 | 0.02 | 10.48% | ▼239 |
| 2010-09-30 | 0.18 | 0.02 | 12.87% | ▼22 |
| 2010-06-30 | 0.18 | 0.02 | 13.09% | ▼209 |
| 2010-03-31 | 0.17 | 0.03 | 15.18% | ▲138 |
| 2009-12-31 | 0.17 | 0.02 | 13.80% | ▼37 |
| 2009-09-30 | 0.17 | 0.02 | 14.16% | ▲263 |
| 2009-06-30 | 0.17 | 0.02 | 11.53% | ▼269 |
| 2009-03-31 | 0.16 | 0.02 | 14.22% | ▲223 |
| 2008-12-31 | 0.17 | 0.02 | 11.98% | ▼64 |
| 2008-09-30 | 0.17 | 0.02 | 12.62% | ▼123 |
| 2008-06-30 | 0.17 | 0.02 | 13.85% | ▼335 |
| 2008-03-31 | 0.19 | 0.03 | 17.20% | ▲854 |
| 2007-12-31 | 0.18 | 0.02 | 8.66% | ▼326 |
| 2007-09-30 | 0.18 | 0.02 | 11.93% | ▲45 |
| 2007-06-30 | 0.17 | 0.02 | 11.48% | ▲141 |
| 2007-03-31 | 0.17 | 0.02 | 10.07% | ▲47 |
| 2006-12-31 | 0.16 | 0.02 | 9.60% | ▼38 |
| 2006-09-30 | 0.16 | 0.02 | 9.98% | ▲33 |
| 2006-06-30 | 0.15 | 0.01 | 9.65% | ▲59 |
| 2006-03-31 | 0.15 | 0.01 | 9.05% | ▼193 |
| 2005-12-31 | 0.14 | 0.01 | 10.98% | ▼90 |
| 2005-09-30 | 0.14 | 0.02 | 11.88% | ▲117 |
| 2005-06-30 | 0.13 | 0.01 | 10.71% | ▲139 |
| 2005-03-31 | 0.12 | 0.01 | 9.32% | ▼92 |
| 2004-12-31 | 0.11 | 0.01 | 10.24% | ▼48 |
| 2004-09-30 | 0.11 | 0.01 | 10.72% | ▲294 |
| 2004-06-30 | 0.11 | 0.01 | 7.78% | ▼156 |
| 2004-03-31 | 0.12 | 0.01 | 9.34% | ▼483 |
| 2003-12-31 | 0.12 | 0.02 | 14.18% | ▲298 |
| 2003-09-30 | 0.12 | 0.01 | 11.20% | ▼5 |
| 2003-06-30 | 0.12 | 0.01 | 11.25% | ▼57 |
| 2003-03-31 | 0.12 | 0.01 | 11.82% | ▲202 |
| 2002-12-31 | 0.12 | 0.01 | 9.80% | ▲85 |
| 2002-09-30 | 0.13 | 0.01 | 8.94% | ▼161 |
| 2002-06-30 | 0.13 | 0.01 | 10.56% | ▼320 |
| 2002-03-31 | 0.14 | 0.02 | 13.76% | ▲381 |
| 2001-12-31 | 0.14 | 0.01 | 9.95% | ▼118 |
| 2001-09-30 | 0.15 | 0.02 | 11.14% | ▲40 |
| 2001-06-30 | 0.16 | 0.02 | 10.74% | ▼35 |
| 2001-03-31 | 0.16 | 0.02 | 11.09% | ▲106 |
| 2000-12-31 | 0.16 | 0.02 | 10.03% | ▼36 |
| 2000-09-30 | 0.16 | 0.02 | 10.39% | ▼27 |
| 2000-06-30 | 0.16 | 0.02 | 10.66% | ▲23 |
| 2000-03-31 | 0.16 | 0.02 | 10.43% | ▼3 |
| 1999-12-31 | 0.15 | 0.02 | 10.46% | ▼7 |
| 1999-09-30 | 0.15 | 0.02 | 10.53% | ▼83 |
| 1999-06-30 | 0.14 | 0.02 | 11.37% | ▲1 |
| 1999-03-31 | 0.14 | 0.02 | 11.36% | ▼72 |
| 1998-12-31 | 0.14 | 0.02 | 12.08% | ▲687 |
| 1998-09-30 | 0.14 | 0.01 | 5.21% | ▼504 |
| 1998-06-30 | 0.14 | 0.01 | 10.25% | ▼51 |
| 1998-03-31 | 0.14 | 0.02 | 10.76% | ▼136 |
| 1997-12-31 | 0.14 | 0.02 | 12.11% | ▲100 |
| 1997-09-30 | 0.14 | 0.02 | 11.11% | ▲1 |
| 1997-06-30 | 0.13 | 0.01 | 11.10% | ▼53 |
| 1997-03-31 | 0.13 | 0.01 | 11.64% | ▲297 |
| 1996-12-31 | 0.13 | 0.01 | 8.67% | ▼256 |
| 1996-09-30 | 0.12 | 0.01 | 11.24% | ▼47 |
| 1996-06-30 | 0.12 | 0.01 | 11.70% | ▼179 |
| 1996-03-31 | 0.13 | 0.02 | 13.49% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.