Current Net Margin
6.13%
Upstart Holdings, Inc. currently has a net profit margin of 6.13%.
Financial Fundamentals
UPST • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.30 | 0.02 | 6.13% | ▼500 |
| 2025-09-30 | 0.29 | 0.03 | 11.12% | ▲901 |
| 2025-06-30 | 0.27 | 0.01 | 2.12% | ▲323 |
| 2025-03-31 | 0.22 | -0.00 | -1.11% | ▲11 |
| 2024-12-31 | 0.23 | -0.00 | -1.22% | ▲269 |
| 2024-09-30 | 0.17 | -0.01 | -3.91% | ▲3525 |
| 2024-06-30 | 0.14 | -0.05 | -39.16% | ▲748 |
| 2024-03-31 | 0.14 | -0.06 | -46.64% | ▼1817 |
| 2023-12-31 | 0.15 | -0.04 | -28.47% | ▼47 |
| 2023-09-30 | 0.14 | -0.04 | -28.00% | ▼789 |
| 2023-06-30 | 0.14 | -0.03 | -20.11% | ▲9733 |
| 2023-03-31 | 0.11 | -0.13 | -117.44% | ▼7978 |
| 2022-12-31 | 0.15 | -0.06 | -37.66% | ▼258 |
| 2022-09-30 | 0.16 | -0.06 | -35.08% | ▼2212 |
| 2022-06-30 | 0.23 | -0.03 | -12.96% | ▼2347 |
| 2022-03-31 | 0.31 | 0.03 | 10.51% | ▼887 |
| 2021-12-31 | 0.30 | 0.06 | 19.38% | ▲665 |
| 2021-09-30 | 0.23 | 0.03 | 12.73% | ▼635 |
| 2021-06-30 | 0.20 | 0.04 | 19.08% | ▲1082 |
| 2021-03-31 | 0.12 | 0.01 | 8.25% | ▲695 |
| 2020-12-31 | 0.08 | 0.00 | 1.30% | ▼1375 |
| 2020-09-30 | 0.06 | 0.01 | 15.06% | ▲4666 |
| 2020-06-30 | 0.02 | -0.01 | -31.61% | ▼3380 |
| 2020-03-31 | 0.07 | 0.00 | 2.19% | ▼669 |
| 2019-12-31 | 0.07 | 0.01 | 8.88% | ▲953 |
| 2019-09-30 | 0.05 | -0.00 | -0.65% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.