
Current Net Margin
14.20%
Waterstone Financial, Inc. currently has a net profit margin of 14.20%.
Financial Fundamentals
WSBF • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.05 | 0.01 | 14.20% | ▼129 |
| 2025-09-30 | 0.05 | 0.01 | 15.49% | ▲69 |
| 2025-06-30 | 0.05 | 0.01 | 14.80% | ▲789 |
| 2025-03-31 | 0.04 | 0.00 | 6.91% | ▼404 |
| 2024-12-31 | 0.05 | 0.01 | 10.95% | ▲169 |
| 2024-09-30 | 0.05 | 0.00 | 9.26% | ▼138 |
| 2024-06-30 | 0.05 | 0.01 | 10.65% | ▲420 |
| 2024-03-31 | 0.05 | 0.00 | 6.45% | ▲654 |
| 2023-12-31 | 0.04 | -0.00 | -0.09% | ▼689 |
| 2023-09-30 | 0.05 | 0.00 | 6.79% | ▼176 |
| 2023-06-30 | 0.05 | 0.00 | 8.55% | ▲309 |
| 2023-03-31 | 0.04 | 0.00 | 5.47% | ▲292 |
| 2022-12-31 | 0.04 | 0.00 | 2.55% | ▼932 |
| 2022-09-30 | 0.04 | 0.01 | 11.87% | ▼531 |
| 2022-06-30 | 0.05 | 0.01 | 17.18% | ▲499 |
| 2022-03-31 | 0.04 | 0.01 | 12.19% | ▼958 |
| 2021-12-31 | 0.06 | 0.01 | 21.77% | ▼564 |
| 2021-09-30 | 0.07 | 0.02 | 27.41% | ▲136 |
| 2021-06-30 | 0.07 | 0.02 | 26.06% | ▼325 |
| 2021-03-31 | 0.07 | 0.02 | 29.31% | ▼215 |
| 2020-12-31 | 0.09 | 0.03 | 31.46% | ▲348 |
| 2020-09-30 | 0.09 | 0.03 | 27.98% | ▲350 |
| 2020-06-30 | 0.09 | 0.02 | 24.48% | ▲1231 |
| 2020-03-31 | 0.05 | 0.01 | 12.18% | ▼431 |
| 2019-12-31 | 0.05 | 0.01 | 16.49% | ▼267 |
| 2019-09-30 | 0.06 | 0.01 | 19.16% | ▲138 |
| 2019-06-30 | 0.05 | 0.01 | 17.78% | ▲244 |
| 2019-03-31 | 0.04 | 0.01 | 15.35% | ▲170 |
| 2018-12-31 | 0.04 | 0.01 | 13.65% | ▼300 |
| 2018-09-30 | 0.05 | 0.01 | 16.65% | ▼190 |
| 2018-06-30 | 0.05 | 0.01 | 18.55% | ▲166 |
| 2018-03-31 | 0.04 | 0.01 | 16.89% | ▲1005 |
| 2017-12-31 | 0.05 | 0.00 | 6.85% | ▼778 |
| 2017-09-30 | 0.05 | 0.01 | 14.63% | ▼190 |
| 2017-06-30 | 0.05 | 0.01 | 16.53% | ▲77 |
| 2017-03-31 | 0.04 | 0.01 | 15.75% | ▲220 |
| 2016-12-31 | 0.05 | 0.01 | 13.55% | ▼41 |
| 2016-09-30 | 0.05 | 0.01 | 13.96% | ▼94 |
| 2016-06-30 | 0.05 | 0.01 | 14.91% | ▲448 |
| 2016-03-31 | 0.04 | 0.00 | 10.42% | ▲239 |
| 2015-12-31 | 0.04 | 0.00 | 8.03% | ▼369 |
| 2015-09-30 | 0.04 | 0.01 | 11.72% | ▲43 |
| 2015-06-30 | 0.05 | 0.01 | 11.29% | ▲315 |
| 2015-03-31 | 0.04 | 0.00 | 8.14% | ▲176 |
| 2014-12-31 | 0.04 | 0.00 | 6.38% | ▼538 |
| 2014-09-30 | 0.04 | 0.00 | 11.76% | ▲218 |
| 2014-06-30 | 0.04 | 0.00 | 9.58% | ▲372 |
| 2014-03-31 | 0.03 | 0.00 | 5.86% | ▼14 |
| 2013-12-31 | 0.03 | 0.00 | 6.00% | ▼280 |
| 2013-09-30 | 0.04 | 0.00 | 8.80% | ▼276 |
| 2013-06-30 | 0.04 | 0.00 | 11.56% | ▼23 |
| 2013-03-31 | 0.04 | 0.00 | 11.79% | ▼3167 |
| 2012-12-31 | 0.04 | 0.02 | 43.46% | ▲2471 |
| 2012-09-30 | 0.05 | 0.01 | 18.75% | ▲370 |
| 2012-06-30 | 0.04 | 0.01 | 15.05% | ▲839 |
| 2012-03-31 | 0.03 | 0.00 | 6.66% | ▲2242 |
| 2011-12-31 | 0.03 | -0.01 | -15.75% | ▼1513 |
| 2011-09-30 | 0.03 | -0.00 | -0.62% | ▲132 |
| 2011-06-30 | 0.03 | -0.00 | -1.94% | ▲375 |
| 2011-03-31 | 0.03 | -0.00 | -5.69% | ▼465 |
| 2010-12-31 | 0.04 | -0.00 | -1.04% | ▲41 |
| 2010-09-30 | 0.03 | -0.00 | -1.45% | ▲258 |
| 2010-06-30 | 0.03 | -0.00 | -4.03% | ▼467 |
| 2010-03-31 | 0.03 | 0.00 | 0.64% | ▲2183 |
| 2009-12-31 | 0.02 | -0.00 | -21.19% | ▼871 |
| 2009-09-30 | 0.03 | -0.00 | -12.48% | ▼1720 |
| 2009-06-30 | 0.03 | 0.00 | 4.72% | ▲1826 |
| 2009-03-31 | 0.03 | -0.00 | -13.53% | ▼2770 |
| 2008-12-31 | 0.03 | 0.00 | 14.17% | ▲10604 |
| 2008-09-30 | 0.03 | -0.03 | -91.87% | ▼8265 |
| 2008-06-30 | 0.03 | -0.00 | -9.22% | ▼1154 |
| 2008-03-31 | 0.03 | 0.00 | 2.32% | ▲115 |
| 2007-12-31 | 0.03 | 0.00 | 1.17% | ▼43 |
| 2007-09-30 | 0.03 | 0.00 | 1.60% | ▲647 |
| 2007-06-30 | 0.03 | -0.00 | -4.87% | ▼1320 |
| 2007-03-31 | 0.03 | 0.00 | 8.33% | ▼46 |
| 2006-12-31 | 0.03 | 0.00 | 8.79% | ▲509 |
| 2006-09-30 | 0.02 | 0.00 | 3.70% | ▼532 |
| 2006-06-30 | 0.02 | 0.00 | 9.02% | ▼272 |
| 2006-03-31 | 0.02 | 0.00 | 11.74% | ▲863 |
| 2005-09-30 | 0.02 | 0.00 | 3.11% | ▼3209 |
| 2004-09-30 | 0.01 | 0.00 | 35.19% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.