📊 AI Stock Rating — Summary

For the quarter ending on September 6, 2025, ACI reported a revenue of $18.92 billion with a net income of $168.5 million, translating to an EPS of $0.30. Notably, the free cash flow amounted to $447.1 million, indicating robust cash generation. Year-over-year growth appears steady, although market dynamics must be evaluated for a more comprehensive view. The company's balance sheet shows total assets of $26.85 billion against liabilities of $23.77 billion, resulting in an equity base of $3.08 billion. Leverage appears substantial with net debt at $15.03 billion, demanding careful monitoring. ACI has returned capital to shareholders through dividends, amounting to $0.15 per share quarterly, and executed $235.3 million in stock repurchases, signaling commitment to shareholder returns. Despite these initiatives, analysts’ price targets place ACI's valuation between $21 and $31, with a median target at $25, suggesting potential valuation upside. As of November 24, 2025, detailed metrics like P/E or debt/equity were unavailable. Overall, the valuation balances cash generation with leverage concerns.

AI Score Breakdown

Revenue Growth — Score: 6/10

Revenue growth remains stable at $18.92 billion, driven by consistent market demand, though further acceleration might be needed to enhance its market position and merit a higher score.

Profitability — Score: 6/10

With net income at $168.5 million and an EPS of $0.30, profitability is modest. Operating margins require improvement to bolster future earnings growth.

Cash Flow Quality — Score: 7/10

Free cash flow at $447.1 million alongside consistent dividends and buybacks underscore strong cash flow management, supporting liquidity and shareholder distributions.

Leverage & Balance Sheet — Score: 4/10

High net debt of $15.03 billion poses risks against a total equity of $3.08 billion, indicating significant leverage. This necessitates close oversight of debt servicing abilities.

Shareholder Returns — Score: 7/10

With dividends paid and $235.3 million in stock repurchases, combined with conservative analyst targets, the approach is supportive of shareholder value, though price performance data would refine this analysis.

Analyst Sentiment & Valuation — Score: 6/10

Analyst targets suggest room for growth, with consensus at $26.2. Precise metrics comparison remains inconclusive due to missing valuation metrics like P/E at the time of analysis.

⚠ AI-generated — informational only, not financial advice.