📊 AI Stock Rating — Summary

COOP reported revenue of $608 million with net income of $198 million, translating to an EPS of $3.09 for the quarter ending June 30, 2025. With a free cash flow of $285 million, the company reflects solid profitability and liquidity. The revenue grew by 4.9% compared to the previous quarter. The balance sheet shows a healthy equity of $5.099 billion against total liabilities of $13.4 billion, leading to a net debt position of $10.28 billion. The recent dividend payout of $2 per share indicates some commitment to shareholder returns. No stock buybacks were made, and the company issued no new shares. A strong cash position of $951 million underscores financial stability. Analyst price targets remain positive with a consensus pointing at $176, suggesting potential further capitalization. However, valuation metrics on P/E and FCF yield are absent, limiting a comprehensive valuation analysis. COOP's robust free cash flow aids its leverage management, although debt levels remain significant.

AI Score Breakdown

Revenue Growth — Score: 7/10

COOP reported a 4.9% growth in revenue from the previous quarter, backed by stable operational performance without specific growth drivers mentioned, indicating a stable revenue profile.

Profitability — Score: 8/10

The company maintains strong profitability with a net income of $198 million and an EPS of $3.09, showing effective cost management and operational efficiency.

Cash Flow Quality — Score: 8/10

Generates healthy free cash flow of $285 million, indicative of strong operational efficiency and available liquidity, despite no stock repurchases or significant capital allocations toward expansion.

Leverage & Balance Sheet — Score: 6/10

Net debt remains high at $10.28 billion against total assets of $18.499 billion, suggesting a heavy leverage ratio. However, a strong cash position provides some buffer against financial risks.

Shareholder Returns — Score: 5/10

A dividend of $2 per share was paid, enhancing shareholder value, but no buybacks were indicated. Absent share price performance insights, shareholder returns through capital appreciation remain unclear.

Analyst Sentiment & Valuation — Score: 7/10

Analyst price targets at $176 suggest room for appreciation, with current sentiment appearing positive. Limited valuation data precludes a full competitive market valuation analysis.

⚠ AI-generated — informational only, not financial advice.