📊 AI Stock Rating — Summary

RNR reported Q3 2025 revenue of $3.15 billion, with a net income of $916.51 million and an EPS of $19.47. The company demonstrated substantial free cash flow generation, reported at $1.76 billion for the quarter, indicating robust cash-producing capabilities. Year-over-year, RNR's margins and profitability have notably improved, as evidenced by the net margin. RNR maintains a healthy balance sheet with total assets of $54.5 billion and total equity standing at $19.71 billion, alongside manageable net debt of $527.57 million, reflecting financial resilience. The company's strong operational cash flow allows for shareholder returns via a modest dividend of $0.4 per share quarterly, and stock repurchases amounted to $331.23 million. Analyst price targets suggest the stock has potential upside, with a consensus target of $270.83 based on 2025-11-24 evaluations. The absence of reported valuation metrics like P/E ratios limits a comprehensive valuation assessment, however, returns have been respectable and current analyst sentiment provides a positive outlook.

AI Score Breakdown

Revenue Growth — Score: 7/10

Quarterly revenue of $3.15 billion shows solid year-over-year growth, driven by improved market conditions and effective business strategies.

Profitability — Score: 8/10

EPS jumped to $19.47, and net margins remain strong, showcasing effective cost control and operational efficiencies.

Cash Flow Quality — Score: 9/10

Free cash flow was $1.76 billion with no capex indicating excellent liquidity and cash generation ability. Both dividends and repurchases further underscore liquidity strength.

Leverage & Balance Sheet — Score: 8/10

Strong balance sheet with $54.5 billion in assets and $19.71 billion in equity. Net debt is low at $527.57 million, showing financial resilience.

Shareholder Returns — Score: 7/10

With steady dividends and significant buybacks, RNR provides solid shareholder value. Analyst price targets imply potential upside, even without robust price data for direct history.

Analyst Sentiment & Valuation — Score: 7/10

Analyst targets up to $290 suggest optimism for upside. The lack of detailed valuation metrics (like P/E) makes precise assessment difficult, yet sentiment remains favorable.

⚠ AI-generated — informational only, not financial advice.