Current Net Margin
25.15%
Old Second Bancorp, Inc. currently has a net profit margin of 25.15%.
Financial Fundamentals
OSBC • Quarterly Data • 5Y View
Historical Margin Data
| Date | Rev ($B) | NI ($B) | Net Margin | Change (bps) |
|---|---|---|---|---|
| 2025-12-31 | 0.11 | 0.03 | 25.15% | ▲1660 |
| 2025-09-30 | 0.12 | 0.01 | 8.55% | ▼1723 |
| 2025-06-30 | 0.08 | 0.02 | 25.78% | ▲171 |
| 2025-03-31 | 0.08 | 0.02 | 24.07% | ▲169 |
| 2024-12-31 | 0.09 | 0.02 | 22.38% | ▼456 |
| 2024-09-30 | 0.09 | 0.02 | 26.94% | ▲57 |
| 2024-06-30 | 0.08 | 0.02 | 26.37% | ▲55 |
| 2024-03-31 | 0.08 | 0.02 | 25.82% | ▲334 |
| 2023-12-31 | 0.08 | 0.02 | 22.48% | ▼693 |
| 2023-09-30 | 0.08 | 0.02 | 29.40% | ▼220 |
| 2023-06-30 | 0.08 | 0.03 | 31.60% | ▲66 |
| 2023-03-31 | 0.08 | 0.02 | 30.94% | ▼38 |
| 2022-12-31 | 0.08 | 0.02 | 31.33% | ▲264 |
| 2022-09-30 | 0.07 | 0.02 | 28.69% | ▲664 |
| 2022-06-30 | 0.06 | 0.01 | 22.05% | ▲68 |
| 2022-03-31 | 0.06 | 0.01 | 21.37% | ▲4356 |
| 2021-12-31 | 0.04 | -0.01 | -22.19% | ▼4733 |
| 2021-09-30 | 0.03 | 0.01 | 25.13% | ▼288 |
| 2021-06-30 | 0.03 | 0.01 | 28.01% | ▼490 |
| 2021-03-31 | 0.04 | 0.01 | 32.91% | ▲938 |
| 2020-12-31 | 0.03 | 0.01 | 23.52% | ▼486 |
| 2020-09-30 | 0.04 | 0.01 | 28.38% | ▲265 |
| 2020-06-30 | 0.04 | 0.01 | 25.74% | ▲2491 |
| 2020-03-31 | 0.03 | 0.00 | 0.83% | ▼2526 |
| 2019-12-31 | 0.04 | 0.01 | 26.08% | ▼372 |
| 2019-09-30 | 0.04 | 0.01 | 29.80% | ▲490 |
| 2019-06-30 | 0.04 | 0.01 | 24.90% | ▲73 |
| 2019-03-31 | 0.04 | 0.01 | 24.18% | ▼10 |
| 2018-12-31 | 0.04 | 0.01 | 24.28% | ▼275 |
| 2018-09-30 | 0.04 | 0.01 | 27.03% | ▲939 |
| 2018-06-30 | 0.04 | 0.01 | 17.64% | ▼1261 |
| 2018-03-31 | 0.03 | 0.01 | 30.25% | ▲3847 |
| 2017-12-31 | 0.03 | -0.00 | -8.22% | ▼3516 |
| 2017-09-30 | 0.03 | 0.01 | 26.94% | ▲901 |
| 2017-06-30 | 0.03 | 0.01 | 17.93% | ▲171 |
| 2017-03-31 | 0.03 | 0.00 | 16.22% | ▼148 |
| 2016-12-31 | 0.03 | 0.01 | 17.70% | ▲315 |
| 2016-09-30 | 0.02 | 0.00 | 14.55% | ▼119 |
| 2016-06-30 | 0.02 | 0.00 | 15.73% | ▲169 |
| 2016-03-31 | 0.02 | 0.00 | 14.05% | ▼189 |
| 2015-12-31 | 0.02 | 0.00 | 15.93% | ▼78 |
| 2015-09-30 | 0.02 | 0.00 | 16.71% | ▲22 |
| 2015-06-30 | 0.03 | 0.00 | 16.49% | ▲220 |
| 2015-03-31 | 0.02 | 0.00 | 14.29% | ▲192 |
| 2014-12-31 | 0.02 | 0.00 | 12.37% | ▲78 |
| 2014-09-30 | 0.03 | 0.00 | 11.59% | ▲307 |
| 2014-06-30 | 0.02 | 0.00 | 8.52% | ▼120 |
| 2014-03-31 | 0.02 | 0.00 | 9.72% | ▲856 |
| 2013-12-31 | 0.02 | 0.00 | 1.17% | ▼29255 |
| 2013-09-30 | 0.02 | 0.07 | 293.72% | ▲28055 |
| 2013-06-30 | 0.03 | 0.00 | 13.17% | ▼698 |
| 2013-03-31 | 0.03 | 0.01 | 20.15% | ▲1465 |
| 2012-12-31 | 0.03 | 0.00 | 5.50% | ▲507 |
| 2012-09-30 | 0.03 | 0.00 | 0.42% | ▼379 |
| 2012-06-30 | 0.03 | 0.00 | 4.22% | ▲1425 |
| 2012-03-31 | 0.03 | -0.00 | -10.04% | ▲26 |
| 2011-12-31 | 0.03 | -0.00 | -10.30% | ▼560 |
| 2011-09-30 | 0.03 | -0.00 | -4.70% | ▼793 |
| 2011-06-30 | 0.03 | 0.00 | 3.23% | ▲1318 |
| 2011-03-31 | 0.03 | -0.00 | -9.95% | ▲20560 |
| 2010-12-31 | 0.04 | -0.08 | -215.54% | ▼21533 |
| 2010-09-30 | 0.04 | -0.00 | -0.22% | ▲6115 |
| 2010-06-30 | 0.04 | -0.02 | -61.36% | ▼3826 |
| 2010-03-31 | 0.04 | -0.01 | -23.10% | ▼151 |
| 2009-12-31 | 0.04 | -0.01 | -21.59% | ▼2508 |
| 2009-09-30 | 0.04 | 0.00 | 3.49% | ▲13594 |
| 2009-06-30 | 0.04 | -0.06 | -132.45% | ▼13464 |
| 2009-03-31 | 0.04 | 0.00 | 2.19% | ▲1341 |
| 2008-12-31 | 0.05 | -0.01 | -11.21% | ▼1998 |
| 2008-09-30 | 0.05 | 0.00 | 8.77% | ▼578 |
| 2008-06-30 | 0.05 | 0.01 | 14.55% | ▲334 |
| 2008-03-31 | 0.05 | 0.01 | 11.21% | ▼208 |
| 2007-12-31 | 0.05 | 0.01 | 13.28% | ▲57 |
| 2007-09-30 | 0.05 | 0.01 | 12.72% | ▲47 |
| 2007-06-30 | 0.05 | 0.01 | 12.24% | ▼61 |
| 2007-03-31 | 0.04 | 0.01 | 12.86% | ▼124 |
| 2006-12-31 | 0.04 | 0.01 | 14.09% | ▲267 |
| 2006-09-30 | 0.04 | 0.00 | 11.43% | ▼351 |
| 2006-06-30 | 0.04 | 0.01 | 14.94% | ▼11 |
| 2006-03-31 | 0.04 | 0.01 | 15.05% | ▼425 |
| 2005-12-31 | 0.04 | 0.01 | 19.30% | ▲62 |
| 2005-09-30 | 0.04 | 0.01 | 18.69% | ▲58 |
| 2005-06-30 | 0.04 | 0.01 | 18.10% | ▼35 |
| 2005-03-31 | 0.03 | 0.01 | 18.46% | ▼734 |
| 2004-12-31 | 0.03 | 0.01 | 25.80% | ▲567 |
| 2004-09-30 | 0.03 | 0.01 | 20.13% | ▲175 |
| 2004-06-30 | 0.03 | 0.01 | 18.39% | ▼222 |
| 2004-03-31 | 0.03 | 0.01 | 20.60% | ▲139 |
| 2003-12-31 | 0.03 | 0.01 | 19.21% | ▲11 |
| 2003-09-30 | 0.03 | 0.01 | 19.10% | ▲18 |
| 2003-06-30 | 0.03 | 0.01 | 18.92% | ▲63 |
| 2003-03-31 | 0.03 | 0.01 | 18.29% | ▲113 |
| 2002-12-31 | 0.03 | 0.01 | 17.16% | ▼113 |
| 2002-09-30 | 0.03 | 0.01 | 18.30% | ▲5 |
| 2002-06-30 | 0.03 | 0.00 | 18.25% | ▼94 |
| 2002-03-31 | 0.03 | 0.00 | 19.19% | ▲215 |
| 2001-12-31 | 0.03 | 0.00 | 17.04% | ▼1 |
| 2001-09-30 | 0.03 | 0.00 | 17.05% | ▲91 |
| 2001-06-30 | 0.03 | 0.00 | 16.14% | ▲215 |
| 2001-03-31 | 0.03 | 0.00 | 13.99% | ▲71 |
| 2000-12-31 | 0.02 | 0.00 | 13.28% | ▼25 |
| 2000-09-30 | 0.02 | 0.00 | 13.53% | ▼154 |
| 2000-06-30 | 0.02 | 0.00 | 15.07% | ▼75 |
| 2000-03-31 | 0.02 | 0.00 | 15.82% | ▲33 |
| 1999-12-31 | 0.02 | 0.00 | 15.50% | ▲94 |
| 1999-09-30 | 0.02 | 0.00 | 14.55% | 0 |
| 1999-06-30 | 0.02 | 0.00 | 14.55% | ▲107 |
| 1999-03-31 | 0.02 | 0.00 | 13.48% | ▲65 |
| 1998-12-31 | 0.02 | 0.00 | 12.83% | ▲44 |
| 1998-09-30 | 0.02 | 0.00 | 12.39% | ▲6 |
| 1998-06-30 | 0.02 | 0.00 | 12.33% | ▲65 |
| 1998-03-31 | 0.02 | 0.00 | 11.68% | ▼381 |
| 1997-12-31 | 0.02 | 0.00 | 15.49% | ▲336 |
| 1997-09-30 | 0.02 | 0.00 | 12.14% | ▲411 |
| 1997-06-30 | 0.02 | 0.00 | 8.02% | ▼441 |
| 1997-03-31 | 0.02 | 0.00 | 12.43% | ▼140 |
| 1996-12-31 | 0.02 | 0.00 | 13.84% | ▼91 |
| 1996-09-30 | 0.02 | 0.00 | 14.74% | ▼149 |
| 1996-06-30 | 0.02 | 0.00 | 16.23% | ▲10 |
| 1996-03-31 | 0.02 | 0.00 | 16.13% | — |
* Basis Point (bps) change measures sequential efficiency shifts. 100 bps = 1.00% Margin change.